Many frum families are struggling to pay their monthly bills. It has become a big source of stress, even for high earners. In this extremely powerful interview, Rabbi Bentzion Shafier (https://theshmuz.com) shares extremely relevant and practical advice about parnassah, hishtadlus, and bitachon. How much hishtadlus should we be doing? Does the concept of bitachon automatically mean that Hashem will provide everything we think we need? Should we get into credit card debt? Has the typcial frum lifestyle become too extravagant? Rabbi Shafier discusses all this and much more.