Homeownership is a true benchmark of wealth. In this episode, Dedrick Asante-Muhammad sits down with James Carr, Coleman A. Young Endowed Chair and Professor of Urban Affairs at Wayne State University. James reveals his background, gives a quick history of African American homeownership in America and then discusses his article, "America Needs a 21st Century Housing Finance System.” Doug Ryan, Director of Homeownership at CFED, joins the conversation to discuss rental housing and improving Fannie and Freddie Mac.You can contact the Racial Wealth Divide Initiative of CFED at the Bridging the Racial Wealth Divide Facebook page - www.facebook.com/racialwealthdivide/"America Needs a 21st Century Housing Finance System.” by James Carr-http://www.urban.org/policy-centers/housing-finance-policy-center/projects/housing-finance-reform-incubator/james-h-carr-america-needs-21st-century-housing-finance-systemThe intro is "Curiousity" by Lee Rosevere from the Album- Music for Podcasts.The outro is "Credit Roll" by Lee Rosevere from the Album- Music for Podcasts.Both tracks can be found at http://freemusicarchive.org/music/lee_rosevere/music_for_podcasts/Race and Wealth is edited and produced by Kye Hunter and Jessika Lopez with Dedrick Asante-Muhammad as co-producer