Raj Kapur immigrated to the United States from India with $20 and the hope to take advantage of opportunities. Through a multi-year discipline, he developed the mindset to overcome bankruptcy, distrust, and similar obstacles to get a Masters's Degree and become a very successful and well-known Chief Financial Officer. He is now coaching others to pass forward what he has learned through his life and work experiences. He has developed the Guidance to Wealth program based on these experiences to help others develop a disciplined financial mindset.