In the latest episode of Digital Banking Podcast, host Josh DeTar, EVP - Evangelism at Tyfone, welcomed Vit Shtyrkin, Chief Product Officer at B2BinPay. The episode centered around how fast-changing technology is reshaping digital banking, with a focus on the practical impacts of artificial intelligence and crypto tools on product development and team workflows.

Vit discussed how his team approached AI not as a shortcut, but as a tool for survival and growth. He shared real examples of how AI helped B2BinPay analyze competitors, speed up prototyping, and reduce routine work, while stressing the importance of human expertise to guide, validate, and shape technology’s output. Vit and Josh explored why simply having AI isn’t enough—teams need to combine smart tools with critical thinking and ongoing learning to stay ahead.

The conversation also touched on the rising pace of disruption, the need to balance speed with quality, and why no business—banking included—is safe from rapid change. Vit closed by highlighting the real human goals behind innovation: creating products that work for people, freeing up time, and making room for life beyond work.