Ray Kober is CEO of Benefixa, which helps companies better manage their healthcare costs by applying NextGen strategies that look at managing healthcare benefits in a fundamentally different way.  Ray's NextGen approach helps company executives understand their healthcare benefits as a supply chain that can be managed and optimized, rather than as a single vendor, blackbox expense they cannot control. His goal is to provide customers with the best healthcare benefits at the lowest cost. To do that, he reviews their healthcare needs, determines savings goals, analyzes risk tolerance and company culture, and optimizes as much of the healthcare supply chain as desired. For more information, visit benefixa.com. Want even more benefits? Subscribe to this podcast!