The banking crisis continues, with PacWest and other regional banks struggling in the stock market and to raise capital. The news prompted my mom to text me asking if she should be worried. In this video I answer her questions, covering the following topics.

1. How this banking crisis is different than 2008
2. Whether we should abandon small and regional banks and put all of our money in big banks
3. How to protect your cash wherever you bank
4. And a possible investment opportunity for those who believe in the future of regional banks.

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RBS 108: Big Banks

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You enter your income, expenses, investments, and liabilities into your favorite retirement planner. You click a button, the software does some kind of calculation, and out pops a single number.

It may be 87%. Maybe it’s 72%. Or it could be 15%. Whatever the number, you’re told it represents your retirement plan’s “Chance of Success.”

What exactly does that mean? How is it calculated? And what “Chance of Success” should you aim for? We’ll tackle these and other questions in this video.

You'll find my article on this topic as well as links to the tools I use in this video in this article: https://robberger.com/decoding-the-ch...

RBS 133: Decoding The "Chance of Success" In Your Retirement Plan

The treasury department released the new I Bond rates today. They came in at 4.28%, which included a fixed rate of 1.30%, unchanged from the previous six months. https://treasurydirect.gov/savings-bo...

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RBS 132: New iBond Rates for May 2024

Several years ago, I stumbled upon a quote from Dave Ramsey about credit card rewards. I’ll never forget those 11 words. :

“No one ever says they got rich off of credit card points.”

As I read his words, I knew immediately that he was wrong. One could build wealth through credit card rewards. In this sense, credit card rewards aren’t special. Saving and investing small amounts of money from any source over time will turn into piles of cash. We just need to allow compounding to work its magic.

It was then that the idea of Rewards Stacking was born. Over the past four years, we’ve saved and invested all our credit card rewards. Our balance now stands at $37,834.55.

While that doesn’t make us rich (yet), it’s an impressive sum, particularly when you consider that it required no sacrifice on our part. It wasn’t about cutting back or working harder—just saving and investing the free money credit card issuers send us every month.

In this video, I’ll share exactly how we did it and, more importantly, how you can do it, too.

Rewards Stacking: https://www.allcards.com/rewards-stac...
Robinhood Gold Card (Referral Link): https://robinhood.com/creditcard/?ref...

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RBS 131: Rewards Stacking: How I Build Wealth with Credit Card Rewards

In this episode, we'll look at three of the largest investing platforms, Fidelity, Vanguard, and Schwab. I'll share 7 things based on using these platforms for 20+ years.



RBS 130: Fidelity vs Vanguard vs Schwab: My Take Having Used All 3 for 20+ Years

Robinhood is promoting up to a 3% match on IRA contributions, and for a limited time, a 3% match on IRA transfers. A viewer asked me if I thought this was a good deal. In this video I'll share my thoughts on the program, some of the things to look out for, and why I ultimately decided not to transfer my IRAs to Robinhood.


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RBS 108: Big Banks

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