This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. This episode covers content for the National Real Estate Exam.

In this episode you will learn:

• The critical difference between Interest Rate and APR for disclosure purposes.

• Which specific loan types qualify for the TILA three-day right of rescission.

• The exact timelines for delivering the Loan Estimate and the Closing Disclosure.

• How to identify trigger terms in real estate advertising that require full disclosure.

• The "Three Three Three" mnemonic for mastering TRID timing requirements.

For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or Youtube Channel: https://www.youtube.com/@Open-exam-prep