Real Estate Investing for Women | Real Estate Chisme

Send us Fan Mail

Start Investing in rental properties with my Free 5 Day Crash Course: https://moneychisme.kit.com/c8eb949716
If you have been wanting to start investing in real estate but you don't have much money, a good credit score or maybe your debt to income ratio is too high, seller finance is a great option. In this episode we explore the concept of seller financing, its benefits for both buyers and sellers, negotiation flexibility, tax advantages, and the types of seller financing available. It also delves into expert-level strategies, risks, and precautions associated with seller financing, providing a comprehensive overview of this powerful real estate tool.

Takeaways
- What is seller financing and how it works
- Benefits for buyers and sellers in seller financing
- Negotiating terms and understanding balloon payments
- Tax advantages and passive income opportunities
- Steps to safely execute a seller financing deal

Support the show

Join my Latina Real Estate Investors Community (FREE)
https://www.skool.com/real-estate-jefas-9075/about

Get my FREE Real Estate Investing Starter Kit
https://moneychisme.kit.com/rei-starter-kit

Property Management made easy with RentRedi
https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Manage Your Funds with BASELANE Banking
https://invite.baselane.com/Violeta84614

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

The proposed American Home Ownership Act aims to address the housing affordability issue by making changes that impact real estate investors. The bill seeks to remove tax deductions, prevent the purchase of foreclosed homes, and ban federally backed mortgages for certain entities. It also aims to limit the impact on small-time investors and non-profit organizations. The conversation explores the proposed changes, their potential impact, and the broader real estate market dynamics.

Takeaways

• Proposed changes in the American Home Ownership Act include removing tax deductions, preventing the purchase of foreclosed homes, and banning federally backed mortgages for certain entities.
• The bill aims to limit the impact on small-time investors and non-profit organizations, while addressing the housing affordability issue.

Join my Skool Real Estate Investing Jefas Community
https://www.skool.com/real-estate-jef...

Manage Your Rentals with RentRedi

https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Start a Savings or Emergency Fund with a HYSA from UPGRADE

https://upgrade.com/r/1mN0Gh32dt

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.


Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

What is going on in the real estate market? Mortgage interest rates have dropped, home sales has stalled, is it a buyer's market? Plus, vacancies have increased and the rental market is shifting. Plus I share my takeaways from the ORAAT Conference in Las Vegas. Tune in for some real estate chisme.

Takeaways

• Mortgage rates are influenced by various factors including treasury yields, inflation, economic growth, and the job market.
• The real estate market is experiencing a shift towards a buyer's market, with decreasing home prices and longer time to sell properties.
• Vacancies have increased resulting in a rental market shift

Chapters

• 00:00 Real Estate Market Overview
• 10:09 Shift to Buyer's Market
• 21:05 Rental Market Vacancies Increase
• 29:25 ORAAT Conference Takeaways

Mentioned in this episode:

Real Estate Investing & Relationships

https://youtu.be/VkJntiOMiZA?si=d_Xz2rzvP_wJSC6R

Bigger Pockets Real Estate Market Breakdown

https://youtu.be/KNrv-RAAShI?si=u5HwxEO7zFTOj8Pk

Join my Skool Real Estate Investing Jefas Community
https://www.skool.com/real-estate-jef...

Manage Your Rentals with RentRedi

https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Start a Savings or Emergency Fund with a HYSA from UPGRADE

https://upgrade.com/r/1mN0Gh32dt

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.


Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

Get the Real Estate Investor Starter Kit! https://moneychisme.kit.com/c8eb949716

Buying a house for $10,000 seems impossible, but this Latina investor was able to do it. Maribel shares her first-time real estate investment journey, when she purchased her first full rehab property in a rural town. She highlights the challenges and lessons she learned during the process. She shares her journey from going way above her initial rehab budget to how she is navigating the loss but pushing forward. Her story shows the reality of rehabbing properties when you jump in without a strategy. However, Maribel embraces these lessons and reflects on what she learned.

Takeaways

• First-time real estate investing journey
• Importance of having a team in place
• Future plans for real estate investments

Connect with Maribel
https://www.ourwealthmatters.com/

Join my Skool Real Estate Investing Jefas Community
https://www.skool.com/real-estate-jef...

Manage Your Rentals with RentRedi

https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Start a Savings or Emergency Fund with a HYSA from UPGRADE

https://upgrade.com/r/1mN0Gh32dt

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.


Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

The conversation focuses on the importance of discussing real estate investment with a significant other, addressing concerns, understanding fears and financial anxiety, and the emotional impact of money. It also covers the need to involve and share the vision with a partner, as well as the impact on finances and relationships.

Takeaways

• Honest conversations are crucial for real estate investment with a significant other.
• Understanding fears, financial anxiety, and the emotional impact of money is essential for effective communication.

How to Talk Money with Your Partner episode

https://podcasts.apple.com/us/podcast/118-how-to-talk-about-money-with-your-partner-without/id1649860863?i=1000749087018

Join my Skool Real Estate Investing Jefas Community
https://www.skool.com/real-estate-jef...

Manage Your Rentals with RentRedi

https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Start a Savings or Emergency Fund with a HYSA from UPGRADE

https://upgrade.com/r/1mN0Gh32dt

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.


Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

What type of home loans can you use to buy a home or investment property? In this video we cover four types of mortgage loans, conventional loans, FHA loans, VA Loans and USDA loans. We also cover the mortgage and closing process. We share our tips to make the home loan process easier, including pre-qualification, the approval process, and navigating the home buying process. This episode provides valuable insights for first-time home buyers and real estate investors.
Chapters
00:00 Introduction to Mortgages and Home Buying
00:42 What is a Mortgage
01:18 What is Private Mortgage Insurance
02:13 What is a Conventional Loan
04:09 What is a FHA Loan
05:19 What is a VA Home Loan
07:00 What is an USDA Loan
08:43 Home Loan Pre-Approval Process
12:26 The Closing Process
14:22 Home Buying Tips
18:02 Final Thoughts and Resources for Buyers

Takeaways
- Understanding how a mortgage loan works is crucial.
- There are various types of mortgage loans available.
- Conventional loans are offered by private lenders.
- FHA loans are beneficial for first-time buyers.
- VA loans offer no down payment for veterans.
- USDA loans help low to moderate income buyers.
- Check your credit score before applying for a mortgage.
- Getting pre-approved is essential before house hunting.
- Protect yourself during the home buying process.

2025 wasn’t the year of effortless cash flow or viral success stories. It was the year of hard-earned lessons, unexpected expenses, and learning how to pivot under pressure.

In this episode, Violeta Sandoval sits down with fellow investor Lindsay to unpack the real numbers and raw realities behind their rental portfolios. This isn’t a polished highlight reel — it’s a clear-eyed breakdown of what actually happened in their real estate businesses last year.

We open up about:

• Which properties underperformed and why
• How eviction timelines disrupted their financial projections
• What cash flow really looks like when you include repairs, reserves, and winter vacancies

You’ll also hear how we are shifting strategies for 2026 — focusing on stabilizing existing properties, doubling down on operational systems, and scaling at a pace that protects both profit and peace of mind.

This episode is a must-listen for any first-gen Latina trying to understand what it really takes to build wealth through real estate — especially when no one handed you a roadmap.

Get a copy of my Rental Property Income & Expense Tracker

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

In this video, we cover how to get into real estate investing in 2026. We talk about what is real estate investing, why you should invest in 2026 and give you a quick guide on how to get started. We also cover common questions and mind blocks that many new real estate investors have.

Wondering if you are ready to invest in real estate? Get my FREE starter kit sent to you!

Join my Skool Real Estate Investing Jefas Community
https://www.skool.com/real-estate-jef...

Manage Your Rentals with RentRedi

https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Start a Savings or Emergency Fund with a HYSA from UPGRADE

https://upgrade.com/r/1mN0Gh32dt

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.


Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

Let's talk about the recent fluctuations in mortgage rates and the impact of political announcements on the real estate market. We explore investment strategies, the implications of regulatory changes on building opportunities, and the transition to LLCs for managing real estate investments. Plus we get into the challenges and opportunities in the current market, emphasizing the importance of adapting to changing conditions and making informed financial decisions.

Sign up for our Newsletter for more!
https://moneychisme.kit.com/4cf43901b1

Follow us on Social Media:
https://www.instagram.com/lindoesinvesting/
https://www.instagram.com/money_chisme/

Join our Live every Saturday
https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

In this episode, we break down a real estate deal in Kansas City, Missouri and walk through a full rental property cash flow analysis step by step. You’ll see how to evaluate a potential investment property by looking at purchase price, rental income, expenses, and long-term cash flow potential. We also dig into Kansas City real estate market trends, neighborhood considerations, and why local market knowledge matters so much when investing out of state or in unfamiliar areas. This episode covers how to analyze property features, understand numbers beyond the listing price, and avoid common mistakes first-time real estate investors make. If you’re a first-gen or cycle-breaking investor trying to move past analysis paralysis, this episode shows how to research smarter, run the numbers with confidence, and assess whether a rental property actually aligns with your financial goals and values. Topics covered include cash flow analysis, rental property expenses, market research, and the role of community insights in ethical real estate investing. Perfect for beginners, first-time investors, and anyone learning how to analyze real estate deals without fear or overwhelm.

Check out the property: https://www.realtor.com/realestateandhomes-detail/4427-Agnes-Ave_Kansas-City_MO_64130_M74300-53384 Sign up for our Newsletter for more! https://moneychisme.kit.com/4cf43901b1 Follow us on Social Media: https://www.instagram.com/lindoesinvesting/ https://www.instagram.com/money_chisme/ Join our Live every Saturday https://www.youtube.com/@LinDoesInvesting Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/