Real Estate Investing for Women | Real Estate Chisme

Real estate investing isn't always smooth sailing. In this episode we react to Graham Stephan's video where he shares that he is selling all his rental properties in California. He is frustrated and tired of the red tape he has had to jump through. We analyze his shift from a positive outlook on real estate investing to a more negative perspective. We react to his setbacks in building ADUs and the bureaucratic hurdles involved.

Want to start your real estate investing journey?

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Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

When you’re the first in your family to build wealth, it can feel like every decision has to be perfect. Stocks or real estate? IRA or rental? (It’s giving analysis paralysis.)

In this episode of Real Estate Jefas, we break down the pros and cons of investing in real estate vs. the stock market. We compare appreciation, cash flow, taxes, and the kind of freedom each one can offer. Yes, we spill the financial tea; but we also unpack the emotional stuff behind these choices, like fear of messing up, or guilt for even wanting more.

But here’s the twist, this isn’t an either/or. You don’t have to pick a side. We end with why a blended strategy might be your best move, especially if you’re trying to build generational wealth and stay sane in the process.

Get the full chisme here:

https://moneychisme.com/real-estate-vs-stock-market-which-is-better-for-building-wealth

Join the Waitlist for
Keys to C.A.S.H.F.L.W. Rental Property Bootcamp
https://moneychisme.com/rental-property-bootcamp/

Sign Up for the MoneyChisme & Raíces Newsletter

Start Investing with M1Finance

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Your rental property will "lose" money at some point in your rental property investing journey. It is part of the game. We share how some of our rentals have negative cash flow this year. But we will push through and keep investing.

Want to start your real estate journey? Join my Keys to C.A.S.H.F.L.O.W. Bootcamp! https://moneychisme.com/rental-property-bootcamp/

Sign up for our Newsletter for more! https://moneychisme.kit.com/4cf43901b1 Follow us on Social Media: https://www.instagram.com/lindoesinvesting/ https://www.instagram.com/money_chisme/ Join our Live every Saturday https://www.youtube.com/@LinDoesInvesting

Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: https://moneychisme.com/privacy-policy/

Are Real Estate Investors evil? Becoming a landlord has a negative stigma, and there ares some legit reasons for this view. We get into the necessity of housing, the challenges faced by both landlords and tenants, and the ethical considerations that come with real estate investment. We emphasize the human element in real estate, highlighting the importance of treating tenants with empathy and respect.

Takeaways

• Housing is a necessity, not a luxury.
• Landlords and tenants both face challenges
• Ethical considerations are crucial in real estate investing.
• Landlords should treat tenants as people, not just transactions.
• Community-oriented investments can lead to better living conditions.
• Real estate investment is a business that requires ethical practices.

Get more on the BLOG.

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Disclaimer:
We are not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This podcast is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Building a solid real estate team, as a real estate investor is key to your success. Sammie, a Latina investor shares her experiences with building a real estate team, learning from mistakes, and strategies for out-of-state investments. She highlights the significance of having an investor-friendly real estate agent, a reliable lender, and a good property management team.

Key Takeaways:
Teamwork is essential in real estate investing.
Finding an investor-friendly real estate agent is crucial.
Building relationships with lenders can streamline the investment process.
Community support is vital for success in real estate.

More Chisme on the blog:

https://moneychisme.com/dont-do-it-solo-how-to-build-a-real-estate-team/

Connect with Sammie:
https://www.instagram.com/invest_with_sammie/

More on the blog:

https://moneychisme.com/going-solo-is-bad-you-need-a-real-estate-investor-dream-team/

Support the show

Join my Latina Real Estate Investors Community (FREE)
https://www.skool.com/real-estate-jefas-9075/about

Get my FREE Real Estate Investing Starter Kit
https://moneychisme.kit.com/rei-starter-kit

Property Management made easy with RentRedi
https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Manage Your Funds with BASELANE Banking
https://invite.baselane.com/Violeta84614

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

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Fannie Mae removed the minimum credit score of 620, required to qualify for a loan. Trump wants to give a 50 year mortgage option. We talk about if it is a good idea, and the impact it may have. 

Takeaways

• Most people may not prefer a 50-year mortgage.
• Longer mortgage terms could impact financial planning for homeowners.
• Potential risks of long-term mortgages need to be considered.
• Consumer education on mortgage options is essential.
• The future of home financing may include more flexible terms.

Support the show

Join my Latina Real Estate Investors Community (FREE)
https://www.skool.com/real-estate-jefas-9075/about

Get my FREE Real Estate Investing Starter Kit
https://moneychisme.kit.com/rei-starter-kit

Property Management made easy with RentRedi
https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Manage Your Funds with BASELANE Banking
https://invite.baselane.com/Violeta84614

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

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How homeowners can leverage their home equity to start investing in real estate. We explore two primary methods: home equity loans and home equity lines of credit (HELOCs), detailing the pros and cons of each. The conversation emphasizes the importance of understanding one's financial situation and having a clear investment strategy. We also address common fears associated with using home equity for investments and provide insights on how to navigate these financial tools effectively.

Key Takeaways

• You might be sitting on cash and not even know it.
• Home equity can be turned into cash for investments.
• A home equity loan is like a second mortgage.
• A HELOC works like a credit card backed by home equity.
• You incur interest only on the amount you use from a HELOC.
• Understanding your debt-to-income ratio is crucial.
• There are limits to how much interest can increase on loans.
• Having a clear exit strategy is important when using equity.
• Investing in real estate is a wealth-building strategy.
• It's essential to research and understand your options before leveraging equity.
  
  

More on the Blog

https://moneychisme.com/how-to-use-your-home-equity-wisely-to-buy-a-rental-property/

Support the show

Join my Latina Real Estate Investors Community (FREE)
https://www.skool.com/real-estate-jefas-9075/about

Get my FREE Real Estate Investing Starter Kit
https://moneychisme.kit.com/rei-starter-kit

Property Management made easy with RentRedi
https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Manage Your Funds with BASELANE Banking
https://invite.baselane.com/Violeta84614

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan Mail

Exploring the intriguing world of spooky and potentially haunted houses as potential investment properties. We share our personal beliefs about hauntings, legal requirements for disclosing deaths in homes, and the cultural significance of energy in real estate. Plus we look at some spooky and "haunted" house listings, considering their investment potential, and sharing renovation ideas. From witchy houses to the famous haunted house from 'The Conjuring,' we get into the chisme on the potential for renovation, investment opportunities, and the unique charm of these properties, while also considering the risks associated with purchasing haunted real estate. All this with some laid back humor and insights into the real estate market, particularly in relation to spooky houses and their appeal.

Full show notes and chisme here:

https://moneychisme.com/would-you-buy-a-haunted-house-spooky-deals-as-investment-properties/

https://youtu.be/RNTvauDrB-g

Mentioned in this episode:

https://spookyhousesforsale.com/

https://www.zillow.com/homedetails/118-E-Pine-St-Independence-KS-67301/77252906_zpid/?

https://www.zillow.com/homedetails/207-S-Ellsworth-Ave-Salem-OH-44460/448917391_zpid/

https://www.realtor.com/realestateandhomes-detail/1677-Round-Top-Rd_Burrillville_RI_02830_M30405-99705

Support the show

Join my Latina Real Estate Investors Community (FREE)
https://www.skool.com/real-estate-jefas-9075/about

Get my FREE Real Estate Investing Starter Kit
https://moneychisme.kit.com/rei-starter-kit

Property Management made easy with RentRedi
https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare

Manage Your Funds with BASELANE Banking
https://invite.baselane.com/Violeta84614

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Feeling stuck on where to invest in real estate? In this episode of Real Estate Jefas, we break down how to choose your first rental market without getting overwhelmed. Whether you’re investing for cash flow or long-term appreciation, they walk you through the key indicators like population size, job growth, neighborhood class, and income levels.

This episode is for you if you’re a Latina wealth builder, navigating the world of real estate investing with zero blueprint but big goals. Learn how to start where you are, use what you know, and build your own wealth story — one property at a time.

Get more chisme on the blog:
https://moneychisme.com/how-to-pick-a-real-estate-market-without-the-stress/

Get more chisme by joining our newsletter!

https://moneychisme.kit.com/4cf43901b1

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

From playing it safe with 401(k)s and savings account to becoming rental property owners. Here is why not maxing out your retirement fund and investing in real estate can help you reach financial independence and retire earlier. 

Violeta shares how a military VA loan (and a little accidental house hacking) kicked off her investing journey. Lindsey opens up about burning out as a nurse during the pandemic — and why that moment pushed her to chase financial freedom now, not at 65.

Get more chisme on the blog:

https://moneychisme.com/why-two-latina-investors-invest-in-real-estate-vs-maxing-out-401ks

This one’s for every amiga who’s been curious about real estate but thinks she has to be an expert to get started. You don’t need to know everything — you just need to start somewhere.

Get more chisme by joining our newsletter!

https://moneychisme.kit.com/4cf43901b1

Follow us on Social Media

https://www.instagram.com/money_chisme/

https://www.instagram.com/lindoesinvesting/

Join us on our Livestream every Saturday

https://www.youtube.com/@LinDoesInvesting

Disclaimer:
We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions.

Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.