Welcome to the Calculator & Bricks Podcast, where we break down complex investment principles and apply them to real-world assets! In this episode, we dive deep into the battle of Risk vs. Speculation—two concepts every investor needs to understand to build lasting wealth. Are you gambling with your money, or strategically growing your portfolio? We’ll explore how to assess risk, spot speculative traps, and make smarter decisions with assets like real estate, stocks, and more. Perfect for beginners and seasoned investors alike!