Ed Parcaut and Mike Kelly cover Stanislaus County housing activity, national inventory, price reductions, a major mortgage lock alert, Treasury yields, oil pressure, Iran headlines, seller buydowns, and upcoming economic reports.

Stanislaus County showed 848 active listings, 371 pending sales, and 229 September closings so far. National inventory rose to 895,398, while price reductions climbed to 42.51%.

Ed also explains why mortgage pricing worsened by about 63 basis points as the 10-year Treasury moved to 5.2635 and oil pressure stayed high.

A fast Real Estate Jerky Daily market update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

#RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #LockAlert #RateLock #TenYearTreasury #MortgagePricing #HousingInventory #PriceReductions #SellerBuydown #BuyerAffordability #OilPrices #BrentCrude #IranHeadlines #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #RealEstateJerkyCom #CommunityCorner #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover local Stanislaus County housing activity, California sales trends, mortgage-rate pressure, national inventory, consumer sentiment, durable goods, and state housing mandates.

Stanislaus County showed 869 active listings, 364 pending sales, and 209 September closings so far. California closed sales were down 18.2% from the prior week, pending sales were down 34.7%, and price reductions remained high at 41.2%.

Ed also explains why his rate model points toward locking, with mortgage rates around 7.45% and the 10-year Treasury near 5.20.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

#RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #RateLock #HousingMarketUpdate #CaliforniaRealEstate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #PriceReductions #ConsumerSentiment #DurableGoods #TenYearTreasury #MortgageBackedSecurities #RealEstateJerkyCom #CommunityCorner #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover Stanislaus County real estate numbers, mortgage-rate pressure, Treasury yields, jobless claims, new home sales, diesel prices, and local community events.

Stanislaus County showed 866 active listings, 374 pending sales, and 190 September closings so far. Mortgage pricing worsened again as the 10-year Treasury hit 5.16, the highest level discussed since 2007.

Ed and Mike also review jobless claims at 197,000, continuing claims rising, new home sales up 6.4%, diesel costs, and the new RealEstateJerky.com Community Corner.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #TenYearTreasury #TreasuryYields #JoblessClaims #NewHomeSales #DieselPrices #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #CommunityEvents #FarmersMarket #RealEstateJerkyCom #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover Stanislaus County closings, mortgage applications, refinance weakness, a major lock alert, Treasury yields, oil headlines, Iran talks, China and rare earths, diesel costs, and AI tools for podcast production.

Stanislaus County reached 182 September closings, while active listings slipped slightly and pending sales rose by two. Mortgage applications fell 1.5%, purchase applications were down 1% for the week and 11% year over year, and refinances were down 62% from one year ago.

Ed also explains why mortgage pricing worsened by about 61 basis points as the 10-year Treasury jumped to 5.081.

A fast Real Estate Jerky Daily market update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #RateLock #LockAlert #TenYearTreasury #MortgageApplications #Refinance #PurchaseApplications #OilPrices #IranTalks #DieselPrices #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #AIRealEstate #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly introduce the new RealEstateJerky.com and cover local Stanislaus County real estate numbers, AI tools, oil headlines, ADP job growth, mortgage pricing, and homeowners insurance issues.

Stanislaus County closings jumped to 171, pending sales held at 371, and active listings sat around 873. Ed also explains how AI tools like ChatGPT, Opus Clips, and Suno helped build show assets and content.

The episode closes with a serious insurance warning: water claims can stay on a CLUE report and create expensive problems for future buyers and sellers.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #RealEstateJerkyCom #MortgageRates #HousingMarketUpdate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #AIRealEstate #ChatGPT #OpusClips #SunoAI #ADPJobs #OilPrices #HomeownersInsurance #CLUEReport #WaterClaim #SellerTips #BuyerTips #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover a short sale entering escrow, Stanislaus County closings, national inventory, price reductions, mortgage pricing, oil prices, Iran talks, Houthi attacks, and buyer opportunity.

National inventory rose by 16,325 to 890,303, while days on market stayed at 70 and price reductions remained above 42%. Locally, Stanislaus County reached 158 closings for September so far.

Ed also explains why mortgage pricing improved by about 24 basis points as WTI crude fell below $100, and why buyers who are prepared may still find negotiating room in today's market.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #HousingInventory #PriceReductions #ShortSale #BuyerOpportunity #OilPrices #WTICrude #IranTalks #HouthiAttacks #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #AIJerky #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover California housing data, mortgage-rate pressure, the 10-year Treasury crossing 5%, diesel costs, pipeline repairs, wire fraud warnings, luxury real estate stories, and AI listing-photo mistakes.

California closed sales fell 32.4%, pending sales dropped 28.3%, and price reductions stayed near 40.9%. Mortgage pricing worsened by about 31 basis points, while the 10-year Treasury moved near 5.00.

Ed and Mike also discuss California diesel at $8.34 a gallon, why fuel costs affect housing, how wire fraud continues targeting buyers, and why real estate agents must carefully review AI-edited listing photos.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #TenYearTreasury #HousingMarketUpdate #CaliforniaRealEstate #PriceReductions #DieselPrices #GasPrices #Inflation #WireFraud #EscrowSafety #AIRealEstate #ListingPhotos #RealEstatePodcast #MortgagePodcast #ModestoRealEstate #StanislausCountyRealEstate #CentralValleyRealEstate #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover the Fed reaction, mortgage pricing, Treasury yields, pending home sales, jobless claims, housing starts, building permits, Stanislaus County listings, wire fraud, prime rate, and California tappable equity.

Mortgage pricing improved by about 36 basis points after Fed comments, while the 10-year Treasury sat near 4.9467. Pending home sales rose only 0.3%, missing expectations for a 2% gain.

Ed and Mike also discuss initial jobless claims falling to 196,000, housing starts at a 1.275 million annualized pace, permits at 1.394 million, and why the country still is not building enough homes.

A short Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #FederalReserve #FedComments #TenYearTreasury #PendingHomeSales #JoblessClaims #HousingStarts #BuildingPermits #HousingSupply #WireFraud #PrimeRate #HomeEquity #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover Fed decision day, mortgage pricing, the 10-year Treasury, builder confidence, retail sales, mortgage applications, refinances, and Stanislaus County real estate activity.

Mortgage pricing improved by about 28 basis points, while the 10-year Treasury sat near 4.95. Builder confidence fell to 32, current sales dropped to 35, and buyer traffic stayed at 23.

Retail sales rose 1.2% in August, but mortgage applications fell 4.1%. Purchase applications dropped 1%, and refinances fell 9% for the week and 65% year over year.

A fast Real Estate Jerky Daily market update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #FedDecision #FederalReserve #TenYearTreasury #BuilderConfidence #NAHB #RetailSales #MortgageApplications #Refinance #PurchaseApplications #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #JacksonRealEstate #SellerCredits #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover Stanislaus County closings, rising listings, pending sales, the 10-year Treasury near 5%, WTI oil over $100, Fed hike expectations, ADP jobs, manufacturing data, Flock camera privacy concerns, and buyer offer tactics.

Stanislaus County closings jumped to 119, listings rose by about 40 overnight, and pending sales moved to around 358. Meanwhile, the 10-year Treasury tested the 5% level, oil stayed above $100, and Fed futures priced in a 92% chance of a 25 basis point hike.

Ed and Mike also discuss why buyers are still writing offers, why sellers should be careful with counters, and why Flock cameras in neighborhoods raise privacy questions.

A quick Real Estate Jerky Daily update with the usual bite.

Contact and Social Links:

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #TenYearTreasury #FederalReserve #FedMeeting #OilPrices #WTICrude #ADPJobs #EmpireStateManufacturing #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #BuyerOffers #SellerStrategy #FlockSafety #HOA #PrivacyConcerns #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth