Ed Parcaut and Mike Kelly cover weaker retail sales, falling consumer sentiment, California housing activity, Stanislaus County closings, mortgage pricing, buyer fatigue, migration trends, and next week's market reports.

July retail sales fell 0.6%, consumer sentiment dropped to 51, and mortgage pricing worsened slightly. California closed sales were down 27% from the prior week, while Stanislaus County active listings rose to 755 and August closings reached 90.

Ed and Mike also discuss Amazon Prime Day, buy now pay later pressure, Baby Boomer and Gen X migration, Texas property taxes, Florida inventory, and the reports coming next week.

A fast Real Estate Jerky Daily update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #HousingMarketUpdate #MortgageRates #RetailSales #ConsumerSentiment #BuyerFatigue #CaliforniaRealEstate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #BabyBoomers #GenX #MigrationTrends #TexasRealEstate #FloridaRealEstate #MortgagePodcast #RealEstatePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover jobless claims, wholesale inflation, mortgage pricing, Treasury yields, AI tools in real estate, rental affordability, Manhattan rents, land pricing, and Strait of Hormuz uncertainty.

Initial jobless claims rose to 209,000, continuing claims moved lower to 1.777 million, and mortgage pricing improved by about 11 basis points. The 10-year Treasury eased near 4.64.

Ed and Mike also discuss PPI coming in softer than expected, whether real estate professionals should build or buy AI tools, why rent remains expensive, and why overpricing land can cost sellers weeks of market time.

A fast Real Estate Jerky Daily market update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #PPIReport #JoblessClaims #WholesaleInflation #TenYearTreasury #RealEstateAI #AITools #RentalMarket #RentPrices #ManhattanRents #LandPricing #SellerStrategy #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover CPI inflation, mortgage applications, California affordability, low inventory, Stanislaus County real estate activity, oil risk, and VA loan co-borrower rules.

CPI came in line with expectations, mortgage pricing improved by about 11 basis points, and mortgage applications rose 3.6%. Purchase applications were up 3% for the week, while refinances increased 5%.

Ed and Mike also discuss California's low inventory, statewide affordability pressure, local listings and closings, VA loan rules for non-veteran co-borrowers, and why home prices remain supported even when buyers feel stretched.

A fast Real Estate Jerky Daily market update with the usual bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #CPIReport #InflationData #MortgageApplications #PurchaseApplications #Refinance #VALoans #VeteranMortgage #CaliforniaRealEstate #HousingAffordability #HousingInventory #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #OilPrices #StraitOfHormuz #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly return with a Real Estate Jerky Daily market update covering national inventory, price reductions, existing home sales, ADP jobs, VA loan assumptions, Stanislaus County real estate, seller credits, oil concerns, and VA funding fees.

Inventory dipped to 865,709, median list price moved to $448,665, days on market held at 63, and price reductions climbed to 41.44%. Ed also explains how a VA loan assumption may help a military family sell when the existing mortgage rate is better than current market rates.

A fast mortgage and housing market update with the usual Real Estate Jerky bite.

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #HousingInventory #PriceReductions #ExistingHomeSales #ADPJobs #VALoans #VALoanAssumption #VAFundingFee #DisabledVeterans #SellerCredits #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover Fed Day, mortgage-rate pressure, falling mortgage applications, cooling rents, Middle East conflict risk, PCE inflation, and Stanislaus County real estate activity.

Mortgage pricing worsened by about 21 basis points, the 10-year Treasury moved near 4.64, and mortgage applications declined. Purchase applications fell 4%, while refinance applications dropped 10%.

Ed also reviews the Apartment List rent report, with rents down 1.1% year over year and vacancy rates holding around 7.2%.

A fast Real Estate Jerky Daily market update with the usual bite.

Contact and Social Links:

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

#RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #FedDay #FederalReserve #PCEReport #MortgageApplications #PurchaseApplications #Refinance #RentReport #RentalMarket #InflationData #TenYearTreasury #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut delivers a quick Real Estate Jerky Daily market update as Fed meeting week begins.

Mortgage pricing improved by about 11 basis points, the 10-year Treasury moved near 4.59, and oil sat around $81.59. Ed also reviews the latest Case-Shiller and FHFA home appreciation reports, showing that home values are still rising.

The episode also covers ADP weekly employment data, labor-market softness, inflation risk from oil prices, and why the Fed's next announcement matters for mortgage rates.

A short, focused mortgage and housing market update with the usual Real Estate Jerky bite. #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MortgageRates #FedMeeting #FederalReserve #InterestRates #CaseShiller #FHFA #HomeAppreciation #HomeValues #HousingMarketUpdate #ADPJobs #LaborMarket #OilPrices #Inflation #TenYearTreasury #RealEstatePodcast #MortgagePodcast #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #MarketNewsWithTeeth

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🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

Ed Parcaut and Mike Kelly cover mortgage rates, Fed week, PCE inflation, durable goods, oil prices, national inventory, price reductions, foreclosures, VA appraisals, and buyer opportunity.

National single-family inventory reached 865,223, up 5,864 for the week, while median list price stayed at $449,900 and days on market held at 63. Price reductions rose to 40.64%.

Ed and Mike also explain why durable goods looked weak on the headline but stronger underneath, why foreclosure increases are not the same as 2008, and why buyers may still have room to move while competition is lower.

A fast Real Estate Jerky Daily market update with the usual bite. #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #FedMeeting #PCEInflation #DurableGoods #HousingInventory #PriceReductions #HousingMarketUpdate #RateBuydown #VALoans #VAAppraisal #OilPrices #StraitOfHormuz #Foreclosures #RealEstatePodcast #MortgagePodcast #BuyerOpportunity #CentralValleyRealEstate #ModestoRealEstate #CaliforniaRealEstate #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover California housing activity, Stanislaus County and San Joaquin County numbers, mortgage-rate movement, new home sales, tariff headlines, and reverse purchase escrow delays.

California weekly data showed closed sales per day down 5.8%, pending sales per day down 1.2%, and new listings down 19.2%. Price reductions stayed elevated near 38.9%.

Ed and Mike also discuss mortgage pricing improving by about 27 basis points, new home sales rising 1.6% in June, and why reverse mortgage purchase files need extra coordination with builders and escrow companies.

A fast Real Estate Jerky Daily market update with the usual bite.

Contact and Social Links:

🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com)

🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #CaliforniaRealEstate #HousingMarketUpdate #StanislausCountyRealEstate #SanJoaquinCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #NewHomeSales #ReverseMortgage #HECMForPurchase #Escrow #BuilderHomes #PriceReductions #TenYearTreasury #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover mortgage rates, oil supply pressure, mortgage applications, local Stanislaus County activity, and California growth cities.

The 10-year Treasury moved near 4.65, mortgage pricing worsened, and oil pressure returned as WTI pushed toward the high-$80 range. At the same time, mortgage applications increased 1.9%, with purchase applications up 6%.

Ed and Mike also discuss homeownership, buyers under 35, Manteca's growth, and why people are still buying even in a choppy market.

A fast Real Estate Jerky Daily update with the usual bite. #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #OilPrices #MortgageApplications #PurchaseApplications #HousingMarketUpdate #Homeownership #TenYearTreasury #StraitOfHormuz #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #MantecaRealEstate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover mortgage rates, oil supply pressure, mortgage applications, local Stanislaus County activity, and California growth cities.

The 10-year Treasury moved near 4.65, mortgage pricing worsened, and oil pressure returned as WTI pushed toward the high-$80 range. At the same time, mortgage applications increased 1.9%, with purchase applications up 6%.

Ed and Mike also discuss homeownership, buyers under 35, Manteca's growth, and why people are still buying even in a choppy market.

A fast Real Estate Jerky Daily update with the usual bite.

Contact and Social Links:

🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com)

🔗 Ed Parcaut:

www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #EdParcaut #MikeKelly #RealEstateJerky #MortgageRates #OilPrices #MortgageApplications #PurchaseApplications #HousingMarketUpdate #Homeownership #TenYearTreasury #StraitOfHormuz #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #CaliforniaRealEstate #MantecaRealEstate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeeth