Understanding Property Taxes In this episode of Terms of the Sale, Birdman sits down with Stephanie Crain of Mountain Retreat Realty Experts to explain one of the most important — and often misunderstood — costs of homeownership: property taxes. Property taxes help pay for schools, fire districts, roads, and public services — and Stephanie Crain of Mountain Retreat Realty Experts breaks down exactly how they are calculated in Arizona using the property's assessed value and local tax rates. In this episode, Stephanie Crain of Mountain Retreat Realty Experts explains: • How property taxes are calculated and where the money goes • Why your tax bill shows separate amounts for schools, fire districts, and public services • How Arizona counties like Navajo, Apache, Maricopa, and Pima handle assessments • What happens if you think your assessed value is too high • Why appealing for a higher value actually raises your taxes • What homestead, senior, military, and primary residence exemptions can do • How short-term rentals are taxed differently Using real-world insight from the White Mountains, Stephanie Crain of Mountain Retreat Realty Experts shows how property taxes affect homeowners, investors, and vacation rental owners — and why understanding them upfront can save you money over time. If you're buying, owning, or investing in Arizona real estate, this episode gives you the clarity you need before the tax bill arrives. Terms of the Sale is part of the House Keys podcast, produced by Birdman Media™ and brought to you by Stephanie Crain and Mountain Retreat Realty Experts — helping Arizona homeowners make smarter financial decisions. 💰 Know the tax. 📑 Understand the terms. 🔑 Own with confidence.

House Keys is brought to you by

Mountain Retreat Realty Experts

https://mtnretreatrealty.com

House Keys is produced by Birdman Media™