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Real Life Journeys - Michelle Herbert
This episode covers the transition of Michelle Herbert's real life business journey from employment in South Yorkshire Police to providing peace of mind through her business as a financial planner. Join Tracy as she draws out the lessons we can all learn from Michelle on this week's Sweat, Grit & Hustle.
KEY TAKEAWAYS
- Sometimes life throws things at you that you’re not expecting and no matter what plan you have in place, a business plan, a life plan, you’re going to have to anticipate and accept that you’ll have to take a detour.
- When running your own business there is no guarantee that money will come in straight away. You will probably have to sacrifice saving for a holiday and those lifestyle choices. It can help to have savings when starting out to make up for the shortfall in earnings.
- As a self-employed business owner, you need to remember that the business won’t run without you, you don’t get sick pay, there’s nobody else paying into a pension.
- If you are a company rather than a sole trader then you should look into key man cover that can cover sickness costs to the business.
- If your limited company has shareholders then you should consider shareholders protection.
- Decide the outcome and then let go of it so you can focus on what’s required to do the actions to build towards the outcome.
BEST MOMENTS
‘There is always sunshine after the rain’
‘My business doesn't run without me, it is me’
‘When you’ve got to bring that money in you will come across desperate even if you’re not’
VALUABE RESOURCES
Deepak Chopra’s 21 Days of Abundance Meditaton
ABOUT THE GUEST
When Michelle joined South Yorkshire Police in order to help people, she soon found out that she was trying to put pieces of people's lives back together, as terrible things had already happened to them. This is not what Michelle classed as helping people. She was then given an amazing opportunity to join St. James's Place Wealth Management Academy, this career move meant that Michelle finally got to help people, in the true meaning of the word.
Michelle is passionate about helping individuals and business owners embrace financial planning, and empower them to make sound financial choices both in their business and personal lives.
https://www.linkedin.com/in/michelle-herbert-b09292136/
https://www.regencywealthltd.co.uk/about/meet-the-team/listing
ABOUT THE HOST
With over 25 years of experience in IT Management and Business Consulting and 10 years plus helping hundreds of property investors through training, mentoring and speaking; Tracy founded Witch Property. Tracy is renowned for her knowledge on property & business and her ability to sell, market and grow the property individuals and companies she works with.
With a wealth of experience in business and property, Tracy has a rare capability of mixing her skills in this space with her knowledge on the mind, to ensure a truly rounded experience for growth and development.
Tracy on Facebook
Follow Tracy on Instagram
Tracy's LinkedIn
PODCAST DESCRIPTION
This is a podcast for anyone starting out in business with a willingness to learn from others. Hear stories from guests that have gone from zero to hero in their business and find out what advice they have to share. Tracy will also be bringing you stories from everyday people who are just starting, or are only part way through their own story to success.
View all episodes
By Tracy Cartland-Ward & Dawn WillockThis episode covers the transition of Michelle Herbert's real life business journey from employment in South Yorkshire Police to providing peace of mind through her business as a financial planner. Join Tracy as she draws out the lessons we can all learn from Michelle on this week's Sweat, Grit & Hustle.
KEY TAKEAWAYS
- Sometimes life throws things at you that you’re not expecting and no matter what plan you have in place, a business plan, a life plan, you’re going to have to anticipate and accept that you’ll have to take a detour.
- When running your own business there is no guarantee that money will come in straight away. You will probably have to sacrifice saving for a holiday and those lifestyle choices. It can help to have savings when starting out to make up for the shortfall in earnings.
- As a self-employed business owner, you need to remember that the business won’t run without you, you don’t get sick pay, there’s nobody else paying into a pension.
- If you are a company rather than a sole trader then you should look into key man cover that can cover sickness costs to the business.
- If your limited company has shareholders then you should consider shareholders protection.
- Decide the outcome and then let go of it so you can focus on what’s required to do the actions to build towards the outcome.
BEST MOMENTS
‘There is always sunshine after the rain’
‘My business doesn't run without me, it is me’
‘When you’ve got to bring that money in you will come across desperate even if you’re not’
VALUABE RESOURCES
Deepak Chopra’s 21 Days of Abundance Meditaton
ABOUT THE GUEST
When Michelle joined South Yorkshire Police in order to help people, she soon found out that she was trying to put pieces of people's lives back together, as terrible things had already happened to them. This is not what Michelle classed as helping people. She was then given an amazing opportunity to join St. James's Place Wealth Management Academy, this career move meant that Michelle finally got to help people, in the true meaning of the word.
Michelle is passionate about helping individuals and business owners embrace financial planning, and empower them to make sound financial choices both in their business and personal lives.
https://www.linkedin.com/in/michelle-herbert-b09292136/
https://www.regencywealthltd.co.uk/about/meet-the-team/listing
ABOUT THE HOST
With over 25 years of experience in IT Management and Business Consulting and 10 years plus helping hundreds of property investors through training, mentoring and speaking; Tracy founded Witch Property. Tracy is renowned for her knowledge on property & business and her ability to sell, market and grow the property individuals and companies she works with.
With a wealth of experience in business and property, Tracy has a rare capability of mixing her skills in this space with her knowledge on the mind, to ensure a truly rounded experience for growth and development.
Tracy on Facebook
Follow Tracy on Instagram
Tracy's LinkedIn
PODCAST DESCRIPTION
This is a podcast for anyone starting out in business with a willingness to learn from others. Hear stories from guests that have gone from zero to hero in their business and find out what advice they have to share. Tracy will also be bringing you stories from everyday people who are just starting, or are only part way through their own story to success.