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🏝️ The Most Affordable Way to Own on Hilton Head—Revealed! Ever dreamed of owning a home on Hilton Head Island… but the price tag felt out of reach? In this episode of Real Talk Hilton Head, David & Dale sit down with Plum Co-Ownership, a company that’s changing the game for vacation home ownership on the island.

If you’ve ever thought:
➡️ “I’d love a place here, but I can’t justify the cost.”
➡️ “How could I buy a second home without the second mortgage stress?”
➡️ “Is there a smarter way to invest in Hilton Head real estate?”
…then this episode is for YOU.

What we cover:
✔ How co-ownership works (and why it’s exploding in popularity)
✔ The true costs vs. traditional buying
✔ How many weeks you actually get
✔ How maintenance, management, and scheduling work
✔ Whether this model is good for investment, lifestyle, or both
✔ Real examples from right here on Hilton Head Island
✔ When this model doesn’t make sense (and who should avoid it)

Why this matters:
Hilton Head is one of the most desirable coastal markets in the Southeast — but prices have climbed fast. Plum Co-Ownership offers a way to enjoy the lifestyle, the beach, and the Lowcountry without the full financial burden of buying alone.

💡 Whether you’re a retiree, part-timer, investor, or a family dreaming of a vacation home, this model might be the breakthrough you’ve been waiting for.

Visit our website www.RealTalkHHI.com

📲 Connect with Plum Co-Ownership

Website: www.PlumCoOwnership.com

📞 Contact The David Dale Team | Thinking about a home, condo, investment, or co-ownership opportunity on Hilton Head, Bluffton, or the Lowcountry?
Let’s talk. www.DavidDale.com

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

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He walked away from Wall Street’s chaos to find something the markets couldn’t measure — the secret to real wealth transformation.  In this episode of Real Talk Hilton Head, David and Dale Cross sit down with Thomas Dowling, Managing Director of Alliance Global Partners of the Lowcountry, a boutique wealth-management firm with New York City roots and Hilton Head values.

Thomas reveals what most people — even successful ones — overlook in their financial plans, and how simplifying your strategy can actually unlock more peace, freedom, and legacy.

🌴 You’ll learn:
• The hidden difference between financial planning and true wealth management
• Why simplifying your finances leads to greater freedom
• The “Wealth Management Formula” that ties everything together
• How the Virtual Family Office model (inspired by Rockefeller systems) works for real people
• The mindset shift that turns stress into stability

If you’ve ever wondered what “real wealth” truly means — beyond numbers — this episode will change how you see money, legacy, and life in the Lowcountry.

👉 Learn more about Thomas at AGPLowCountry.com

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

Hilton Head in November is loaded — oysters, lanterns on the beach at night, bonfires in Sea Pines, Santa at Shelter Cove, live music everywhere, and legit holiday magic.

In this Real Talk Hilton Head episode, David & Dale sit down with Erika Hayes from Island Events Magazine / HiltonHead.com to break down the best events, festivals, and family things to do on Hilton Head (plus Bluffton / Sea Pines / Shelter Cove) this month.

WHAT’S HAPPENING IN NOVEMBER:
 • Crescendo Arts & Culture Season → live orchestra in Celebration Park, galleries, performances, and “Redemption,” a powerful exhibit at Art League Gallery through Nov 7.
 • Gallery of Gifts (Nov 18–Jan 3) → local artists, handmade gifts under $100. Shop local instead of big-box.
 • The Nutcracker (Nov 14–23) → Hilton Head Dance Theatre tradition, student performers.
 • Disney’s Frozen at Arts Center (opens Nov 26) → kid-friendly, full production, yes your kids can dress up.
 • Hilton Head Oyster Festival (Nov 7–8 @ Shelter Cove Community Park) → $60 adult / $45 kid under 10 / VIP tables. All-you-can-eat oysters, pulled pork, Lowcountry Boil, hush puppies, shrimp & grits, chili, dessert. Live music + afterparty at The Bank.
 • Concours d’Elegance & Motoring Festival → classic cars, vintage planes, style, Lowcountry vibe. Shuttle tips and why the planes steal the show.
 • Sea Pines Bonfire (Nov 14) → Salty Dog catering, Target Band, fundraiser for the Forest Preserve. Bring chairs/blanket/bug spray.
 • Hilton Head Lantern Parade (Nov 22) → you don’t just watch, you walk in it. Lanterns start at Alder Lane Beach and end at Lowcountry Celebration Park. Pure magic on the sand.
 • Sea Pines Wagon Rides (Nov 24–29) + Caramel Apple Fest (Nov 29 @ Heritage Farm) → fall family stuff, cozy, low-key, great with younger kids.
 • Thanksgiving Turkey Trot 5K → costumes, strollers welcome, benefits Deep Well (local charity that feeds Hilton Head families).
 • Greg Russell Thanksgiving Concert + Harbour Town Tree Lighting (Nov 28) → holiday kickoff, Harbour Town lit up through Jan 1.
 • Santa arrives at Shelter Cove (Nov 28) → photos, train rides, lights, shopping.

LOCAL INSIDER / DISCOUNT:
 Island Head is still running boats in November (sunset dinner cruises, dolphin tours, Lowcountry boil cruises, even yoga on the boat and DeFuskie trips). Perfect for corporate holiday parties or client appreciation.

💸 Use code EVENTS10 for 10% off Island Head activities. (Ask them directly about private/holiday party pricing.)

WHO WE ARE:
 We’re David & Dale Cross — The David Dale Team powered by eXp Realty. We help buyers, sellers, and 55+ active adult / “refirement” movers plug into Lowcountry life and connect with the right community.

👉 Thinking about moving here or selling here?

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

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This episode of Real Talk Hilton Head with David & Dale Cross features Cinda Seamon, a true community leader wearing two hats:

 * 🎭 Chairman of the Board at Mainstage Community Theater – shaping Hilton Head’s arts scene with powerful productions and opportunities for all ages.
 

*🚒 Community Risk Reduction Officer at Hilton Head Island Fire & Rescue – leading programs that keep families safe, from car seat checks to fall prevention and fire safety education.

We dive into:

• The impact of community theater on kids, families, and adults
• How creativity builds confidence and connection
• Behind-the-scenes of casting, costumes, and rehearsals
• Partnering with nonprofits to give back through shows
• Fire safety tips that could save your home and family
• Common car seat mistakes (and how to fix them)
• Holiday hazards, fire escape plans, and life-saving lessons
• Cinda’s favorite Lowcountry restaurants, traditions, and lifestyle highlights

Whether you’re raising a family, enjoying retirement, or exploring Hilton Head for the first time, this episode is packed with inspiration, practical tips, and a deeper look into what makes this community so special.

👉 Subscribe for more stories about the people, places, and lifestyle of Coastal Carolina!

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

Forget quick fixes — inflammation is the real root cause blocking fat loss, energy, and hormone balance. Everyone’s talking about Ozempic & GLP-1 drugs for weight loss… but what if there’s a way to lose fat, heal your body, and feel amazing — without the side effects?

In this deep-dive episode, David & Dale Cross sit down with Dr. Bradley Morris to reveal a smarter, sustainable path to health:

1. Why all diets “work”… until inflammation stops them
2. Daily weigh-ins as an inflammation meter (not a guilt trip)
3. Intermittent fasting explained — and when to avoid it
4. Cortisol’s hidden role in belly fat, poor sleep, and hormone crashes
5. Food swaps that reduce reactions (wheat, pasta, fruit, “free foods”)
6. Peptides explained (amino acids, not drugs)
7. The power of digestive enzymes, hydration, and gut health
8. Why metabolic age is the true health marker — and how to reverse it
9. The truth about Ozempic: side effects, sustainability, and what happens after you stop

💡 Practical. Hopeful. Sustainable. Dale shares her real story of losing 45 lbs in 4 months without drugs — and keeping it off.

👉 If you’ve been tempted by quick fixes but want a proven playbook to feel good again, this episode is for you.

📞 The David Dale Team powered by eXp Realty | DavidDale.com
 | 843-298-2052

🔔 Subscribe for Lowcountry lifestyle, wellness, & real estate insightReal Talk Hilton Head | The Real Estate Lifestyle Podcast of Coastal Carolina

SUBSCRIBE OR WE MAY CRY…NOT REALLY!
For any questions or inquiries regarding this video, please reach out to [email protected] 
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Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

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What if your designer could also paint the perfect piece for your room? Savannah Foster (Latitude Margaritaville Hilton Head) shares a simple coastal selections flow—and how she creates custom Lowcountry art sized and colored to your space. 

Designer and fine artist Savannah Foster explains how to build a peaceful, cohesive coastal home—then finish it with a custom oil painting that matches your finishes, palette, and scale. We cover selections (cabinets → counters → flooring), warmer coastal trends, and how commissions work from consult to install. (Guest role: design coordinator at Latitude Margaritaville Hilton Head.)

Who it’s for
If you love the Lowcountry look—or you’re building/remodeling and feel overwhelmed by choices—this episode gives you a simple coastal design flow and shows how to commission a custom painting that fits your finishes, palette, and scale.

What you’ll learn

• A calm, step-by-step selections sequence (cabinets → counters → flooring → accents)
• 2025 coastal trends: warmer woods, creams/whites, where navy still shines
• RevWood vs. LVP vs. engineered hardwood (durability you’ll notice)
• How a custom Lowcountry oil painting is sized and colored to your room

Chapters
00:00 Intro & guest setup
08:02 How to prep for a design-center appointment
15:04 Commission story: a couple’s custom painting (process + sizing)
20:27 Creative license & choosing the scene
29:04 Trend check: cabinets, floors, quartz vs. granite
35:02 RevWood vs. LVP (denting & durability)
37:05 Why engineered hardwood wins on the coast

Guest
Savannah Foster — Designer (Latitude Margaritaville Hilton Head) & Artist, Savannah Dawn Fine Art
Website: RealTalkHHI.com • Email: [email protected]

Work with us
The David Dale Team | eXp Realty — Hilton Head & Bluffton • DavidDale.com
Questions or topic requests? DM us on Facebook / (1) Real Talk Hilton Head Podcast - YouTube or email [email protected].

Note
Titles/brands mentioned are for context; views are the guest’s own and do not represent the companies named.

Keywords
Hilton Head, Bluffton, Lowcountry, coastal interior design, Latitude Margaritaville Hilton Head, Minto Homes, custom art commission, RevWood vs LVP, quartz vs granite, 55+ active adult, 2025 design trends, Savannah Dawn Fine Art

Transcript
Full transcript available in the episode page (recommended for search & accessibility).

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

Your September game plan on Hilton Head—festivals, live music, food finds, and can’t-miss local experiences. Dale sits down with Erika Hayes from Island Events & HiltonHead.com to map out everything happening this month.

In this episode

• Music & Taste on the Harbour (Thursdays in Sept/Oct at Shelter Cove) — free concert series + canned-good drive supporting Deep Well Foundation.
• Harbour Town Fall Fest (Sat, Sept 14) — Deas-Guyz, classic cars, sidewalk sale, kids’ activities.
• Hilton Head Island Jam (Sept 18–21) — multi-venue songwriter festival (Nashville + local artists).
• Hilton Head Island Shrimp Festival (Sat, Sept 20) — “all-you-can-eat shrimp,” craft beer, live music, kids’ zone… and a special Forrest Gump photo-op.
• NEW: Slowcountry BBQ (Coligny Plaza) — try the boiled peanut hummus and burnt-end beans.
• Make-Your-Own Candle at Sea Love Hilton Head (Sea Pines) — over 100 scents + Sept 18 décor workshop.
• Heritage Library Tours — Fort Mitchell (Thurs 10am) & Zion Chapel of Ease Cemetery (Tues 10am) with Hilton Head’s oldest standing structure (Baynard family mausoleum).
• Save the Date: Fish & Grits Music Festival (Sat, Oct 4) at Lowcountry Celebration Park.

Island Events Magazine: HiltonHead.com
HiltonHead.com events calendar: https://www.hiltonhead.com/event-cale...
Deep Well Foundation: https://www.deepwellproject.org/
Slowcountry BBQ (Coligny Plaza): https://slowcountrybbq.com/
Sea Love Hilton Head:

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

The way we buy, sell, and own real estate is about to be completely transformed.

In this episode of Real Talk Hilton Head, David Cross sits down with:

• Tom Truong – Global Icon with eXp Realty & Co-Founder of Trusted Smart Chain
• Billy Beach – U.S. Air Force Veteran, Investor & Co-Founder of Trusted Smart Chain
• Matt Nicosia – Founder of T7X, pioneering tokenized real-world assets

Together, they break down how crypto, blockchain, and tokenization will disrupt everything we know about real estate transactions, ownership, and investing.

✅ What tokenization really means for homeowners & investors
 ✅ How smart contracts will eliminate delays & intermediaries
 ✅ Why blockchain = speed, security, and transparency in real estate
 ✅ How T7X and Trusted Smart Chain are building the rails for the future

⚠️ If your Realtor isn’t talking about blockchain, they’re already behind. This is the future — and only those who understand it will thrive.

🎙️ Don’t miss this exclusive conversation — watch now to get ahead of the curve.

🔗 Watch more episodes & subscribe: (13) Real Talk Hilton Head Podcast - YouTube

www.RealTalkHHI.com

#Blockchain #RealEstate #Tokenization #Crypto #T7X #TrustedSmartChain #RealTalkHiltonHead

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

Looking for the best things to do on Hilton Head Island this month? 🎭🌅🚤

We sat down once again with our trusted friends at Island Events Magazine and HiltonHead.com — the official go-to sources for what’s happening across the island — to give you the full rundown of August’s top events and experiences.

From live music and theatre to boating, nature walks, kid-friendly fun, and insider-only hidden gems, this episode is your ultimate guide to August on Hilton Head.

Whether you're a local or visiting for the summer, let Island Events show you the way to enjoy the Lowcountry lifestyle to the fullest.

📅 Time-sensitive events + year-round favorites
 💡 Curated by Hilton Head’s most trusted local resource
 🎤 Brought to you by The David Dale Team, your local real estate and lifestyle experts

📲 www.RealTalkHHI.com
 📩 Be a guest: [email protected]
 🎙️ Real Talk Hilton Head – Powered by The David Dale Team | eXp Realty

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!

Send us a text

Step behind the curtain with us as we explore one of the most vibrant cultural hubs in the South — the Arts Center of Coastal Carolina. In this episode, we sit down with Alana Adams and Andrea Gannon to uncover how this nonprofit powerhouse brings Broadway-level performances to Hilton Head Island, empowers young minds through education, and preserves the soul of the Lowcountry through Gullah heritage and visual arts.

🎭 Discover how the Arts Center:

• Supports local students and families through education and outreach
• Hosts national-caliber theater productions right here in the Lowcountry
• Showcases regional artists and Gullah culture through the Walter Greer Gallery
• Builds community through creativity, culture, and connection

Whether you're a lover of the arts, a local resident, or someone curious about the heartbeat of Hilton Head, this episode will leave you inspired and proud of what’s happening right here on our coast.

Hilton Head | The Real Estate Lifestyle Podcast of Coastal Carolina
SUBSCRIBE OR WE MAY CRY…NOT REALLY!
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David & Dale Cross, Realtors© | Team Lead – Director of Operations
The David Dale Team | Brokered by EXP Realty | License #106929

Hilton Head Island – Bluffton – Beaufort
Residential I Investment I Commercial
www.DavidDale.com | [email protected]
843.298.2052
We’re Hiring! –  Learn More About eXp Realty

Support the show

Thank you for tuning in to Real Talk Hilton Head!

👉 Explore More: Visit our website at www.RealTalkHHI.com to learn more about us. To find out more aoubt our real estate services, and the incredible Lowcountry lifestyle visit www.DavidDale.com.

👉 Stay Connected: Follow us on social media for updates, behind-the-scenes content, and local insights:

• Instagram: @RealTalkHiltonHead
• Facebook: Real Talk Hilton Head
• YouTube: Real Talk Hilton Head

👉 Contact Us: Have questions about moving to Hilton Head or want to connect? Email us at [email protected].

🎙️ Don’t forget to subscribe, leave a review, and share this episode with friends who love the Lowcountry!