Rebel Rock Money Talk

In the wise words of Andre 3000 of OutKast fame in the 90s hip hop smash hit ‘Don’t Worry Miss Jackson’, “You can plan a picnic, but you can’t predict the weather!”

You might be a decade or two (or three) away from receiving that gold retirement watch from your employer but the strategies you put in place today for longevity should consider how you intend to access those funds down the road.

Fidelity Article https://www.fidelity.com/viewpoints/retirement/tax-savvy-withdrawals

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

The living benefits of permanent life insurance are often discussed and sometimes the primary purpose of life insurance is forgotten. Premiums are paid for the primary purpose of replacing the income from a loss of life. When beneficiaries receive the death benefit, they do not pay income taxes on it because it is not income. It is for the replacement of income due to the loss of life. This will not change. I share 6 other reasons why I don't believe income tax law changes will be made on life insurance any time soon.

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Podcast: https://RebelRockMoneyTalk.com​

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Website: https://RebelRockWealth.com​

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

All Roth money is after-tax but not all after-tax money qualifies as Roth. Lesley breaks down the key rules so you know when your Roth IRA or Roth 401k earnings are actually income tax and penalty-free.

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Podcast: https://RebelRockMoneyTalk.com​

Subscribe to our weekly newsletter: The Rebel Letter

Website: https://RebelRockWealth.com​

Schedule time for a Discovery Call: https://RebelRockWealth.com/Schedule​

Rebel Rock Wealth | Financial Strategies for Independent Thinkers

If you contribute to your employer 401k and have been taking advantage of the backdoor Roth 401k option or, if you have an SDIRA (self-directed IRA) where you have been investing beyond the stock market, I encourage you to listen to this episode to learn about some changes introduced in a new bill that can affect these accounts by the end of 2021 IF they are made into law.

To read the Congressional Summary, watch John Hyre's video, download letter templates to send to elected officials, contact information for those election officials:

https://www.handsoffmyira.com/

Another summary of changes at Solo401k.net:

www.solo401k.net/share/r6ksCrUtAqkIJbZz

Find and contact your representative:

https://www.house.gov/representatives/find-your-representative

Find and contact your senator:

https://www.senate.gov/senators/senators-contact.htm

Propublica article from June 8, 2021:

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax

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Podcast: https://RebelRockMoneyTalk.com​

Subscribe to our weekly newsletter: The Rebel Letter

Website: https://RebelRockWealth.com​

Schedule time for a Discovery Call: https://RebelRockWealth.com/Schedule​

Rebel Rock Wealth | Financial Strategies for Independent Thinkers

I prefer spending time thinking about the concept of longevity vs. retirement. If we can live to be in our 80s, 90s, and even 100s, how do we prepare for that? What all do we need to consider? ...and what do Oprah and Gayle have to say about this?

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

If you know you need to get a will or trust in place but you have been putting it off, you didn't want to pay the premium fee for an estate planning attorney and/or you have a simple estate, this episode will explain how 'Trust & Will' can help you finally get this completed at an affordable price.

* Trust & Will website (10% discount with this link)

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

This is the first day of Women's History Month and Lesley shares a few thoughts on a couple 'women warriors' she admires who have helped women make economic gains.

Pauli Murray

the Notorious RBG (Ruth Bader Ginsberg)

Amend: the fight for America (Netflix)

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

Our Black History Month Featured Guest in this episode is Nicole Barham, CEO of Design Your Wealth. If you are a solopreneur or business owner who hates the task of tracking your income and expenses and dread tax time, Nicole created a smart and efficient solution for you. Lesley chats with Nicole about how she came up with her 5-Minute Suite of Tools and Nicole demonstrates how 5-Minute Bookkeeper works.

Link to all of Nicole's 5-Minute Tools' for your business https://www.nicolebarham.com/a/36114/48fzPP8R

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

Lesley speaks with Gerald Carr, CEO of All-Pro Builders & Restorations, a general contracting commercial construction business in Charlotte, NC. Gerald shares his interesting story from the segregated south to the gridiron as a quarterback in high school and college, to coaching and mentoring football players, to the success of his current enterprise in construction. His job titles have changed but his role has consistently been as coach, leader, and mentor.

All-Pro Builders & Restorations https://allprobuilders1.com

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Rebel Rock Wealth | Financial Strategies for Independent Thinkers

Lesley speaks with 'The Long Distance Investor', Billy Keels for this Black History Month guest feature. Billy shares his unique journey from childhood to corporate exec to investment business owner.

Billy Keels http://billykeels.com/

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Book Club: Join Rebel Rock Book Club

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The Rebel Letter: Subscribe to our weekly newsletter

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Let's Talk: Book your free Discovery Call

Rebel Rock Wealth | Financial Strategies for Independent Thinkers