In this solo episode of Conviction Fiction, host Antoine Rivers shares his deeply personal journey of returning home from incarceration to find his credit wrecked—and not by his own doing. After discovering someone close to him used his name to open an $8,000 line of credit, Antoine had to make an impossible choice: pursue legal action against a loved one or carry the debt himself.

With raw honesty and practical insight, Antoine walks listeners through the emotional toll of navigating debt, especially while relying on government assistance and fighting for employment with a record. He also breaks down the real steps he took—like budgeting $20 a week and using secured credit tools—to slowly rebuild his credit and confidence.

Whether you're starting from scratch or trying to clean up someone else's mess, this episode is a powerful guide to reclaiming your financial future, one decision at a time.

Because your credit score doesn't define your worth—but rebuilding it can help remind you of it.

#RebuildingCredit #CreditAfterIncarceration #ConvictionFiction #StartingOverSeries #SecondChances #FromDebtToDignity #PrisonToPurpose #CreditRepairJourney #LifeAfterLockup #ReentrySupport