From the New Deal to 30-year mortgages and FHA-backed loans, government decisions helped create the modern American middle class. So why does it feel like it’s disappearing?

Today I talk about:

Why homeownership feels out of reach

Down payments, rent cycles, and generational wealth

The shrinking middle class and widening wealth gap

Why trickle-down economics isn’t working

And whether it’s time for a “New New Deal”

As an elder millennial who’s been fortunate in many ways, I still feel how fragile middle-class stability can be. If it’s this hard for those of us who’ve had advantages, what does that mean for everyone else?

Maybe the answer isn’t culture wars or partisan sound bites — maybe it’s rebuilding the middle class on purpose.

Just a guy in a truck trying to figure out how we make the American dream attainable again.