Power in Unity and Teamwork

Sometimes the greatest breakthroughs happen when we come together — not just as individuals chasing success, but as a collective committed to growth, forgiveness, and purpose. In this episode, Umar and Khabir put differences aside to build something greater than either could alone — proving that unity isn’t just powerful, it’s transformative.

We’re diving deep into how financial trauma — those deep emotional scars from poverty, debt, or instability — silently impacts how we love, lead, and live. Money isn’t just numbers; it’s tied to identity, trust, and even our sense of worth.

Join Umar Clark, Dwayne Smith, Qiu Dotson, Ludwig Thomas, and Ashton Sanders and as they unpack how healing from financial pain can unlock collaboration, vision, and generational wealth. Because when we come together, we don’t only change our stories — we change the future.

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The MCA Scam and how to avoid it.

Fast cash sounds like a lifeline, but these loans are designed to drain, rather than deliver. Merchant cash advances and hard money day loans disguise themselves as quick fixes, yet behind the contracts hide crushing fees, daily withdrawals, and terms that choke a business before it can breathe. What starts as relief often spirals into dependency, turning entrepreneurs into hostages of debt. However, when we expose the scam for what it is, we reclaim our leverage. Knowledge becomes protection, and awareness becomes freedom. Let’s get into it!!!

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How Finances Affects Relationship.

Featuring: Dwayne Smith, Qiu Dotson, Umar Clark, Ashton Sanders, Ludwig Thomas

Finances and relationships are deeply connected—money can build trust or break it. Financial stress often fuels arguments, secrecy, and resentment, while financial harmony fosters security, teamwork, and love. How we handle money shapes how we handle each other.
Let’s get into it!!!

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Failing Financially to Flourishing Financially

Struggles with money aren’t just about numbers on a balance sheet. When growth stalls—whether from poor habits, instability, or missed opportunities—it seeps into every part of life. Choices become limited, relationships feel strained, and self-worth takes a hit. Left unchallenged, failure to flourish builds invisible ceilings that keep us stuck in survival mode. But the moment we call it out, we reclaim control. Turning setbacks into strategies transforms stagnation into momentum, and failure into flourishing. Let’s get into it!!!

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Facing Your Financial Fears.

Featuring: Umar Clark, Ashton Sanders, Ludwig Thomas, Dwayne Smith, Qiu Dotson

Financial fears—born from debt, instability, or uncertainty—don’t just affect our bank accounts, they shape our choices, our relationships, and even our self-worth. Left unchecked, they build silent walls of stress and scarcity. But when we name them, we take their power away. Facing financial fears turns anxiety into strategy, and fear into freedom. Let’s get into it!!!

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A deeper look into how unhealthy finances can cause trauma.