Do you need a 12-month emergency fund now!? That might be over the top.
Ask HTM: How should one prepare for a layoff given the potential of a recession? And is it a bad idea to sell a home right now!?
We don't love that a recession is more likely, but we do like that frugality is trending!
Ask HTM: Does it make sense to take an early retirement offer from the federal government?
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