On this episode Blake Overton goes over mortgage rates as they are finally dipping back into the low 6s (and even some 5s)—and homeowners are starting to ask again: Should I refinance?

In this episode, I break down three real-world scenarios where refinancing can be a smart move, and just as importantly, when it’s not. We’ll talk through how to calculate your breakeven point, how equity and mortgage insurance play a role, and why this fall may be the first real window in a while for strategic refi opportunities.

Whether you’re a current homeowner, a buyer planning ahead, or a real estate agent looking to educate clients; you’ll walk away with a clearer understanding of what actually makes a refinance worth it in today’s market.

📉 Topics Covered:

• Why refinance conversations are heating up again

• The breakeven formula you must run before pulling the trigger

• What’s happening in the market right now (rates, Fed, equity trends)

• Scenarios where refinancing pays off; debt, MI, and restructuring

• When refinancing is a waste of money

• What buyers and realtors should be watching for

🔗 Want to see if refinancing makes sense for you?
Visit www.ClearMortgagePlan.com to run the numbers, book a quick call, or check out the latest mortgage resources.

🎧 Listen now and let’s get strategic.