Mortgage Pressure is Growing
Did you know that 40% of household income is now going toward mortgage repayments on average? That’s a huge jump compared to just 25% in the early 2000s. Yet, despite rising costs, over 40% of Aussie homeowners haven’t refinanced their loans in the past 5 years.

Why Refinancing Could Save You Big
Refinancing isn’t as complicated as it sounds, and the savings can be significant. The average borrower who refinances saves between $250–$500 per month simply by switching to a lower rate.

Special Guest: Barry Wilkinson, Managing Director of SW Brokerage
In this episode, we chat with Barry Wilkinson, our managing director, about the power of debt consolidation and how refinancing can make life easier without adding unnecessary stress.

Key Topics Covered:

1. The Benefits of Refinancing Your Mortgage
   • Why refinancing doesn’t mean you’re locked into starting over with a 30-year term.
   • How freeing up cash by refinancing could actually help you pay off your loan faster.
2. Debt Consolidation Explained
   • Consolidating high-interest debts like credit cards or personal loans into your home loan.
   • Reducing financial stress and improving cash flow.
3. Simple Steps to Save Money
   • The value of reviewing your home loan regularly.
   • How SW Brokerage helps clients secure better rates and achieve financial goals.

Why You Should Act Now
With interest rates fluctuating and costs rising, now is the perfect time to review your finances. Refinancing or consolidating debt can be a game-changer—not just for saving money, but for achieving financial freedom sooner.

What Sets SW Brokerage Apart?
Our team specializes in tailoring solutions that work for you. We don’t just refinance loans—we help you restructure your finances for long-term success.

Tune In for Expert Advice!
This episode is packed with actionable tips and real-life examples to help you make smarter decisions with your money. If you’re feeling the pinch of rising mortgage costs, this one’s for you.