In this episode, we discuss how regulatory and related macro policy trends are impacting retail banks in the marketplace and what they should consider going forward. Host Kristin Korzekwa, managing director at Deloitte Consulting LLP, is joined by Paul Sanford, an industry veteran of the CFPB, OCC and FDIC; and Tom Nicolosi, the consumer and retail banking leader for Deloitte's risk and financial advisory practice.