Can you remortgage a second home — and how does it differ from remortgaging your main residence?

In this episode of Mortgage, But Make It Easy, Amber is joined by senior mortgage advisor Aidan to break down everything homeowners need to know about remortgaging a second property. Whether it’s a holiday home, buy-to-let, or a second property for personal use, they explain how lenders assess affordability, rental income, loan-to-value, and equity release.

They also cover what happens when a fixed-rate deal ends, how rising interest rates can affect affordability, when releasing equity makes sense, and the common mistakes people make when remortgaging a second home.

From understanding capital growth and valuations to navigating legal work, stress testing and lender requirements, this episode is designed to help make a more complex area of mortgages feel much easier to understand.