If you've ever thought, "I just don't know if buying actually makes sense yet…" this episode is for you.

Most people frame the rent vs. buy decision around one question: How many years do I need to stay for buying to be worth it?

In this episode, Certified Mortgage Advisor and Raleigh Mortgage Lender Kevin Martini explains why that question—while logical—often leads smart, responsible people to wait longer than they intended. Not because they're careless, but because they're chasing certainty instead of clarity.

You'll learn:

• Why breakeven isn't a date on a calendar

• How waiting quietly changes the math (even when it feels safe)

• The difference between being careful and drifting

• What actually matters when deciding whether buying improves your life

This isn't about pushing you to buy. It's about helping you make a decision you won't second-guess.

If rent vs. buy has been looping in your head, this episode may change how you think about it entirely.