The Emergency Rental Assistance Program (ERAP) offers $25 billion to help renters and landlords affected by the COVID-19 pandemic. It provides financial assistance for rent and utilities to prevent homelessness and eviction. Eligible households must be renting, have reduced income or unemployment due to the pandemic, and earn <=80% of the area median income. The program covers up to 15 months of assistance and prioritizes those with imminent risk of homelessness.