Listen as Dave talks about his Mom's tradition with money being born and raised in Mexico and how that helped Dave, as he was born and raised in Los Angeles.  Dave explains how it affected his mindset with money and also Dave walks you through how he handles credit/debt, utilizing credit cards.  Dave also breaks down how he is teaching his children how to responsibly use credit cards to their benefit and reap the rewards that credit cards can offer.

Although Dave's perspective on the handling of credit cards does not align with someone like Dave Ramsey who believes we should not use any credit cards or have any debt, I understand Dave's mindset is not for everyone but using credit cards responsibly can effectively grow credit and wealth.

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