In this episode Amanda Brummitt speaks with ERISA attorney Lori Oliphant about the top compliance missteps employers make with retirement and health plans. They cover the importance of accurate plan documents, careful claims procedures for self-insured plans, eligibility rules, non-discrimination testing, controlled groups, stop-loss implications, and the risks of multiple employer welfare arrangements.

The conversation ends with practical advice: review and update plan documents annually, document claims decisions and exceptions, keep written records of questions and vendor responses, run non-discrimination testing, and consult counsel when in doubt to protect participants and reduce risk.

Find Lori at https://www.steptoe-johnson.com/bio/lori-t-oliphant/.