The UK Supreme Court has ruled in favour of merchants in landmark interchange fee case on 17th June - unanimously finding the interchange fees set by Visa and Mastercard to be anti-competitive, which is a resounding victory for the merchant community.

In this episode, we go through the history of interchange fee litigation and dissect the new findings of the judgement - where we challenge ourselves to explain each key takeaway in 90 seconds. We also explain how the judgement would apply to the global merchant community.

For more information, please visit: https://bit.ly/2YroszS 

The pandemic has driven an incredible impact on various players in the payments world, such as card schemes, cash suppliers and mobile payment suppliers. As consumers begin to look for payment methods that require less physical contact, cash continues to decline, whilst the card and alternative payment method (APM) space has seen growth.

In this episode, we take a look at how the pandemic affected the share prices and financial performance of different payments suppliers in the space; and how it can impact merchants' costs.

For the latest updates, please visit: https://bit.ly/2YKL25j 

As recovery continues, we look into the future of retail and the payments landscape in this episode. With data from our forecast, Robbie and Callum explore trends for the coming year through a bull and bear view, and the next generation of payments - open banking. Open banking seems to tick all the boxes, but what is behind the lack of growth? We look at how the concept is currently implemented in Europe; how it can change the payments environment; and the roles merchants, consumers and issuers play in the lack of popularity.

The pandemic has been accelerating the shift to ecommerce and credit card usage, whilst encouraging the rise of digital payments. How will merchants see their costs change? What are the benefits and risks of emerging finger vein payment methods? How do innovative payment methods compete against each other? In this week’s episode, Robbie and Callum explore the above in detail, and look into the latest data on retail and spending volumes.

Read the Retail Payments Review: https://bit.ly/3ePwo31

In this episode, Robbie and Callum look at the general retail and spending volumes trends this week. We discuss PIN versus signature transaction trends during the pandemic and how contactless is performing during the pandemic - more importantly, what missing data we'd like to see from the schemes. Lastly, we dive into the overall impact of COVID-19 on the payments industry and how retailers can prepare for the future.

To read the Retail Payments Review, please click here: https://bit.ly/2ZK1mp5

With stimulus checks being introduced and lockdown easing in certain parts of the world, we're seeing a trend of recovery in various industries week by week. In this episode, Robbie and Callum look at ATM withdrawal trends; the influence of the pandemic on cash usage and the future of cash; and how COVID-19 is likely to impact current payments regulations in Europe and the U.S. To read the Retail Payments Review, please click here: https://bit.ly/3dZK0bU

As the pandemic continues, the shift to contactless card payments and the collapse of cash are further accelerated. In this episode, Robbie and Callum delve into the latest trends in consumer spending; changes in contactless; the concept of Buy Now Pay Later; and cashless payment methods implementation in different parts of the world. To access the Retail Payments Review, please click here - https://bit.ly/2LmYA0A

In our first episode, Robbie and Callum consider the key trends we've seen across the retail industry in recent weeks. As lockdown continues to keep stores closed across both the U.S. and Europe, we're seeing a huge shift towards online spend - and we explore the numerous complexities, opportunities and challenges that come with that change.

To access the Retail Payments Review, please click here - https://bit.ly/3dlwoHx .

The global outbreak of COVID-19 has made the world of retail almost unrecognizable – but what trends and changes are we seeing in the way consumers pay? Retail Relay is your weekly, bite-sized update into the latest spending trends from a range of industries. With access to global payments data, we can tell you what really is happening in retail.

The global outbreak of COVID-19 has made the world of retail almost unrecognizable – but what trends and changes are we seeing in the way consumers pay? Retail Relay is your weekly, bite-sized update brought to you by CMSPI.

CMSPI is an independent global payments consultancy that helps merchants enhance and optimize their end-to-end payments strategy. With transparency into trends across different industries, channels and continents, as well as visibility of the market coming from hundreds of merchants across the globe every year, we’re able to analyse the retail space in detail.

Every week, we publish a report with the latest global trends and changes during the pandemic, and in each podcast episode we’ll discuss these key trends with information we get on the last full week of trade.