Loans connect us all. For both businesses and people, they are often a necessary stepping stone to making ambitions come true. On a societal level, they drive innovation and help sustain a thriving economy. Conversely, uncontrolled borrowing can bankrupt companies and individuals – or even fuel financial crime. 

In this episode of Data Insiders, our host, Oona Ylänkö, asks: how can better data help us mitigate these risks and increase flexibility? To explore this complex topic, she is joined by top experts at the podcast studio.  

Egil Årrestad is the CEO of The Norwegian Debt Registry. With a decades-spanning career in the field, his work history covers the topic from various perspectives, from public agencies and municipalities to banking. 

Gry Arnesen, Head of Data Services at Tietoevry Industry, has played a key role in data-driven digitalization projects critical to businesses and society. 

Marcus Bergquist, Chief Product Officer of Bislab, represents an agile fintech company founded in 2022. In collaboration with Tietoevry, they have been developing groundbreaking solutions for credit assessment and fraud prevention. 

Using Norway as a case study, the trio discusses how data solutions prevent risky loans while making it easier to assess creditworthiness in cases that would have been challenging in the past. From personal money management to national economies, the solutions our guests work on play a pivotal role in shaping our financial reality. 

Tune in to learn more about how data-driven solutions can revolutionize loans – and the challenges we still need to overcome.