Retire & Aspire - Just Getting Started

Retire & Aspire - Just Getting Started

By Scott ArmstrongEducationSelf-Improvement
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Retire & Aspire - Just Getting Started episodes

  • It’s Never Too Late to Find Your Passion in Retirement

    Have you ever discovered something that made you feel fully alive—or could retirement be the chapter when you finally do?

    Not everyone enters retirement with a clear passion, purpose, or plan. After decades of careers, responsibilities, and putting practical needs first, it may take time to remember what genuinely excites you.

    In this solo episode, Scott explores what it means to be a late bloomer and why retirement offers an opportunity to rediscover your curiosity. Drawing on his own journey from banking to building Canada’s largest endangered animal sanctuary, he reflects on the difference between staying busy and feeling truly pulled toward something meaningful.

    Scott also introduces the “interest radar,” a simple exercise for noticing the activities, subjects, and ideas that naturally capture your attention. Rather than waiting for one perfect passion to appear, he encourages you to follow small sparks, revisit childhood ambitions, try something unfamiliar, and see where your curiosity leads.

    Whether you are preparing to retire or already navigating your work-optional life, this episode will help you give yourself permission to explore, experiment, and become excited about what could still be ahead.

    What interest have you dismissed before giving it the chance to grow? Visit mindswitch.ca for resources, events, and tools designed to help you create a curious, meaningful, and fulfilling work-optional life, and follow Retire & Aspire wherever you listen to podcasts.

    13 min
  • Ready for Retirement? 5 Questions Beyond Money

    You may be financially prepared for retirement, but are you ready for what happens when work no longer structures your life?

    Retirement planning often focuses on savings, pensions, and investments. But leaving your career can also mean losing a familiar identity, daily routine, social network, and the external expectations that kept you moving forward.

    In this solo episode, Scott explores five retirement challenges that money alone cannot solve: letting go of your professional identity, overcoming the paralysis of too many choices, rebuilding your social connections, becoming accountable for your own time, and finding fulfillment beyond productivity.

    He explains why the freedom to do anything can make it difficult to choose what comes next, how workplace friendships may change after retirement, and why becoming your own boss requires more than an open calendar. Scott also shares practical ways to begin moving forward, from trying one unfamiliar activity to setting a meaningful goal and following through on it.

    Whether you are approaching retirement or already adjusting to life after work, this episode will help you think beyond financial readiness and begin preparing for a retirement shaped by curiosity, connection, and fulfillment.

    If you were responsible for creating your best years, would you hire yourself? Visit mindswitch.ca for resources, events, and tools designed to help you prepare for a meaningful and fulfilling work-optional life, and follow Retire & Aspire wherever you listen to podcasts.


    22 min
  • How to Let Go of Busyness and Enjoy Retirement

    You spent decades knowing what needed to be done each day, but what happens when retirement gives you permission to stop?

    After years of working, meeting deadlines, and measuring progress through achievement, an open calendar can feel surprisingly uncomfortable. Even when you are financially prepared to retire, letting go of the need to stay productive may be one of the most difficult parts of the transition.

    In this episode, Scott speaks with Jacquie Doucette, host of the Beyond Retirement podcast and creator of the Retirement Lifestyle Blueprint. Jacquie reflects on her first attempt at retirement after 20 years in the Canadian military, and how a return to contract work gradually became another 20-year career.

    Drawing on her own experience and conversations from more than 300 podcast episodes, Jacquie shares some of the most common challenges people face when adjusting to retirement. She explains why it can take time to separate your identity from your career, why filling every available hour does not necessarily create a fulfilling life, and how learning to say no can help you protect the freedom you worked so hard to achieve.

    Scott and Jacquie also explore why retirement is an opportunity to become a beginner again. You do not need to be good at every activity you try, and you do not need to continue something simply because you started it. The real question is whether it brings you enough enjoyment or curiosity to keep going.

    Jacquie also shares how international house-sitting is helping her imagine a more flexible approach to travel, and why creating a meaningful retirement lifestyle involves more than reaching a financial milestone.

    Whether you are preparing to retire, struggling to slow down, or wondering who you are without your former role, this conversation will help you give yourself permission to pause, experiment, and build a work-optional life that feels like your own.

    Connect with Jacquie Doucette

    Learn more about Jacquie, explore her retirement resources, and listen to Beyond Retirement at beyondretirement.ca.

    Connect with MindSwitch

    Do you feel pressure to keep proving that you are productive—even in retirement? Visit mindswitch.ca for resources, events, and tools designed to help you move beyond your career identity and create a meaningful, fulfilling work-optional life. Follow Retire & Aspire wherever you listen to podcasts so you do not miss the next conversation.

    27 min
  • Could You Really Retire Abroad? The Questions Canadians Should Ask

    Retiring abroad may promise warmer weather, a lower cost of living, and a fresh start—but what will make another country truly feel like home?

    Choosing where to retire involves much more than finding an affordable destination. Healthcare coverage, residency requirements, taxes, estate planning, safety, property ownership, and proximity to family can all shape whether life abroad works over the long term.

    In the final episode of this four-part travel series, Scott continues his conversation with award-winning travel writer Mary Charleson of Carry On Queen. Drawing on the experiences of friends who divide their time between Canada and destinations including Mexico, Japan, and Spain, Mary explores the different ways retirement abroad can look—from spending a few months away each winter to establishing permanent residency or building a second home.

    They discuss popular retirement destinations such as Mexico, Portugal, southern Spain, Australia, and New Zealand, as well as the importance of seeking professional guidance before making decisions involving healthcare insurance, taxes, residency, or your estate.

    But even if the practical details work, one question remains: Will you have a community?

    Mary and Scott explain why friendship, language, shared activities, and a sense of belonging can matter just as much as climate and affordability. They also explore how to build a new social network, why it helps to test a destination before committing, and the value of developing friendships across different generations.

    Whether you’re considering becoming a snowbird, spending part of the year overseas, or permanently retiring abroad, this episode will help you look beyond the dream destination and consider the full life you would need to build there.

    Could you create a meaningful life—not just an extended vacation—in the country you’re considering? Listen to the full episode of Retire & Aspire, then visit mindswitch.ca for resources, events, and tools designed to help you plan a connected and fulfilling work-optional life.


    21 min
  • The Road Less Travelled: Building Confidence in Retirement

    Will retirement make your world feel larger, or will your comfort zone slowly begin to shrink?

    Trying something unfamiliar can feel more intimidating later in life, especially when it involves a different language, culture, or level of risk. But confidence doesn’t require fearlessness. It can grow gradually as you research, prepare, and take one manageable step beyond what already feels comfortable.

    In Part 3 of this four-part travel series, Scott continues his conversation with award-winning travel writer Mary Charleson of Carry On Queen. Mary shares stories from Kazakhstan and Kyrgyzstan, including a traditional Russian-style spa, homestays, yurts, night trains, and the realities of navigating unfamiliar customs and border crossings.

    They discuss the difference between perceived risk and calculated risk, why curiosity can make discomfort worthwhile, and how small-group tours offer support when exploring less familiar destinations. Mary also explains why knowing when to change your plans is an important part of traveling confidently.

    The road less travelled doesn’t have to take you across the world. Mary shares plans to hike approximately 100 kilometres of the Trans Canada Trail from Nanaimo to Victoria with her daughter. She and Scott also offer practical ways to build confidence closer to home, from camping in your backyard to taking guided trips before traveling independently.

    Mary also reflects on travel writing as a second career and how it gives her new opportunities to learn, tell stories, meet people, and continue challenging herself.

    Whether you’re considering an unfamiliar destination, a Canadian hiking adventure, or a meaningful new pursuit, this episode will encourage you to expand your comfort zone at your own pace and remain curious about where the next road might lead.

    What is one experience that would take you just beyond your current comfort zone? Visit mindswitch.ca for resources, events, and tools designed to help you build a confident, adventurous, and fulfilling work-optional life, and follow Retire & Aspire so you don’t miss the final episode in this travel series.


    25 min
  • Adventure Travel After 50: Europe and Central America Beyond the Tourist Trail

    You’ve visited the famous landmarks, but what might you discover if you stepped beyond the traditional tourist trail?

    Adventure travel in Europe and Central America can take many forms, from hiking through the Dolomites and exploring Croatia’s lesser-known islands to surfing in Costa Rica and kayaking along the coast of Belize. The experience—and the cost—often depends less on the destination than on how you choose to travel.

    In Part 2 of this four-part adventure travel series, Scott continues his conversation with travel writer Mary Charleson. Mary explains why slowing down, staying in one place longer, and connecting with local people can offer a richer experience than rushing through a checklist of popular attractions.

    They explore ways to experience Europe beyond its busiest cities, including seeking out local entrances to well-known parks, visiting smaller communities, shopping at local markets, and using day trips to discover the surrounding region. Mary also shares how rental cars, translation apps, private hostel rooms, small-group tours, and alternative accommodations can make independent adventure travel more accessible.

    The conversation then travels to Central America, with stories of surfing and hiking in Costa Rica, kayaking and snorkeling in Belize, and finding memorable experiences throughout Mexico and Nicaragua. They also discuss balancing adventure with safety, researching current conditions, and choosing destinations and activities that suit your comfort level.

    Whether you’re planning your first international trip after retirement or looking for a more adventurous way to revisit a familiar destination, this episode will encourage you to travel more slowly, look beyond the obvious, and leave room for the unexpected.

    What destination would you like to experience beyond the usual tourist trail? Visit mindswitch.ca for resources, events, and tools designed to help you create an adventurous and fulfilling work-optional life, and follow Retire & Aspire so you don’t miss Part 3 of this adventure travel series.


    23 min
  • Adventure Travel in Canada: Discover What’s in Your Own Backyard

    You don’t have to cross an ocean to find your next great adventure. What possibilities have you overlooked in your own Canadian backyard?

    From Newfoundland’s rugged coastline to the wide-open skies of the Prairies, Canada offers countless opportunities to explore new landscapes, connect with local communities, and experience the country with fresh eyes. Whether you prefer challenging outdoor adventures or a slower, more comfortable journey, there are meaningful experiences waiting closer to home than you may realize.

    In the first part of this four-part adventure travel series, Scott speaks with travel writer Mary of Carry On Queen about some of Canada’s most memorable destinations. They travel across the country through stories of Newfoundland’s Gros Morne National Park, rural Quebec, Northern Ontario, the Prairies, the Yukon, and British Columbia.

    They also explore Indigenous tourism experiences, Canadian history, cycling and motorcycle trips, campervan travel, rail journeys, and unique excursions like a floating sauna in Howe Sound. Along the way, Mary explains why adventure isn’t only about where you go—it’s also about how you choose to experience a destination.

    Whether you’re planning an extended retirement trip or looking for an adventure close to home, this episode will inspire you to see Canada differently and consider what might be waiting just a few degrees off the familiar path.

    What part of Canada have you always wanted to explore? Visit mindswitch.ca for resources, events, and tools designed to help you create an adventurous and fulfilling work-optional life, and follow Retire & Aspire so you don’t miss the next destination in this four-part adventure travel series.

    24 min
  • The Unspoken Challenges of Retirement: Identity & Purpose | Part 3

    Who are you when you no longer have a job title, business card, or professional responsibilities defining your days?

    Retirement can bring freedom, but it may also create an unexpected loss of identity, purpose, mental stimulation, and connection. After years of being needed and knowing where your time should go, building a meaningful work-optional life requires more than simply filling an empty calendar.

    In Part 3 of this special MindSwitch case study, Scott concludes his conversation with Elaine and Paul. As Elaine prepares to retire from a career she loves, she reflects on what she will miss most: the people who count on her, the fulfillment she finds in helping others, and the intellectual stimulation of her work. Paul looks back on his own retirement transition and explains why leaving technology revealed that he missed the creativity of programming—even as he pursued his passion for music and entertainment.

    They explore how travel, learning, volunteering, creative projects, and new experiences can provide purpose after retirement. They also discuss the pressure to stay busy, the importance of choosing activities intentionally, and why creating space to rest, connect, and be present can be just as meaningful as pursuing your next goal.

    Whether you’re preparing to retire or already navigating your work-optional life, this episode will encourage you to look beyond your former professional identity, prioritize what truly matters, and approach the years ahead with curiosity, appreciation, and resilience.

    Are your best years behind you—or are you just getting started? Visit mindswitch.ca for resources, events, and tools designed to help you build a purposeful and fulfilling work-optional life, and follow Retire & Aspire wherever you listen to podcasts for more conversations about retirement, identity, and creating a meaningful next chapter.

    26 min
  • The Unspoken Challenges of Retirement: Identity & Purpose | Part 2

    You’ve spent years living up to expectations, but what could your work-optional life look like if you finally focused on what brings you joy?

    Retirement creates an opportunity to make your own choices, but letting go of other people’s opinions can be difficult. After decades of prioritizing careers, families, responsibilities, and financial security, you may need to rediscover what you genuinely want from this next chapter.

    In Part 2 of this special MindSwitch case study, Scott continues his conversation with Elaine and Paul. Elaine shares how she moved from feeling devastated about retirement to planning meaningful travel, reconnecting with old friends, and creating new memories with the people she loves. Paul reflects on leaving technology to pursue acting, music, and performance—and why his definition of success no longer depends on the approval of others.

    They explore the importance of enjoying your healthiest years, choosing experiences over possessions, and surrounding yourself with people who support your curiosity. They also discuss why a fulfilling work-optional life may require taking risks, trying something new, and becoming a beginner again.

    Whether you’re preparing to retire or already navigating your work-optional life, this episode will encourage you to think beyond what retirement is supposed to look like—and begin creating a life that feels meaningful to you.

    What would you pursue if you stopped worrying about what other people might think? Visit mindswitch.ca for resources, events, and tools designed to help you create a curious, meaningful, and fulfilling work-optional life, and follow Retire & Aspire so you don’t miss Part 3 of Elaine and Paul’s conversation.

    23 min
  • The Unspoken Challenges of Retirement: Identity & Purpose | Part 1

    You’ve spent decades building a career, but who will you be when that chapter comes to an end?

    The transition into retirement can bring freedom and possibility, but it can also mean stepping away from the achievement, camaraderie, routine, and sense of purpose that work once provided. Even when you’re ready for a work-optional life, it may take time to understand what you want that life to look like.

    In the first part of this special summer conversation, Scott speaks with Elaine and Paul, who are at different stages of that transition. Elaine is preparing to retire from a meaningful career in human resources, while Paul has already moved from a career in computer software toward music, performance, and other creative pursuits.

    They reflect on the childhood experiences that shaped their paths, their earliest impressions of retirement, and how their relationships with work evolved over time. They also explore why curiosity becomes so important after a career—giving you the opportunity to revisit interests you put aside, learn something new, and see familiar parts of your life from an entirely different perspective.

    Whether you’re preparing to retire or already navigating your work-optional life, this episode will encourage you to consider what you’re curious about, and what might become possible when you finally have the time to explore it.

    What have you always wanted to explore but haven’t had time for? Visit mindswitch.ca for resources, events, and tools designed to help you create a curious, meaningful, and fulfilling work-optional life, and follow Retire & Aspire so you don’t miss Part 2 of Elaine and Paul’s conversation.


    26 min

About Retire & Aspire - Just Getting Started

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In the history of human kind, we are the first generation to have this much wealth, healthspan or mobility. Being able to retire today is truly a winning lottery ticket. But the question is, do you…