Are you waiting until 65 or 70 to retire—only to risk missing your best decade of health? In this episode of Next Act Ninjas, Dr. Rachael Van Pelt explains why retirement isn’t one long “golden plateau” but three very different stages: the Go-Strong years (55–65), the Go-Slower years (65–75), and the Go-Less years (75–85). Discover how biology—not your financial planner—shapes your retirement timeline, and why aligning your money with your healthspan is the smartest Next Act decision you can make.

If you’re nearing retirement, don’t miss this eye-opening conversation about vitality, family, caregiving, and creating memories when you’re still strong enough to enjoy them.

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Chapters

00:00 Rethinking the 'Work As Long As Possible" Advice

01:38 Retirement Years Aren't Uniform

02:47 The Go-Strong Decade: Peak Vitality

05:29 The Go-Slower Decade: Navigating Change

07:18 The Go-Less Decade: Embracing Wisdom

08:57 Timing Retirement to Enjoy Quality Time Remaining

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Lifestyle Longevity Assessment: https://bit.ly/3Ajb46K

Connect with Rachael: https://calendly.com/rachael-vanpelt/discovery

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Rachael Van Pelt, PhD, is a healthspan scientist, coach, Realtor, and investor dedicated to helping pre-retirees design a lifestyle that supports health, wealth, and happiness for the long haul. With a unique blend of expertise in longevity research, lifestyle coaching, and real estate, Rachael specializes in guiding clients toward their ideal next chapter—whether it’s downsizing, embracing a sunbird lifestyle, or simply optimizing the home they love. Through her innovative approach, Rachael empowers her clients to choose the path that enhances their health and longevity, ensuring that their retirement years are as vibrant, fulfilling, and financially secure as possible.

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⚠️ Disclaimer: We do not accept liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research. 

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Copyright Notice: This podcast and our YouTube video contain dialogue, music, and images that are the property of Rachael Van Pelt. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. @drrachaelvanpelt