Are you accidentally sabotaging your retirement without even realizing it? In this episode of the Retire and Thrive Podcast, Dan Langworthy breaks down the 9 biggest retirement mistakes that cost Americans thousands in lost benefits, unnecessary taxes, and avoidable financial stress.From taking Social Security too early, misunderstanding Medicare income rules, ignoring RMD planning, taking the wrong investment risk, and failing to build a reliable retirement cash-flow system—these are the costly traps most people walk right into.If you want to keep more of your money, avoid the IRS tax trap at age 73, protect your income from market volatility, and make smarter decisions about when to take Social Security, this episode is a must-watch.✔️ How delaying Social Security can increase your benefit by 7–8%✔️ Why poor tax planning can push you into a higher bracket✔️ The danger of relying on the old 4% rule✔️ How the “sequence of returns” can make or break your retirement✔️ The Medicare mistake that spikes your premiums✔️ How to stress-test your financial plan like a proIf you're nearing retirement—or already retired—these are the insights that can save your plan.👉 Subscribe for more retirement strategies that help you live with purpose, wealth, and confidence.👉 Comment below: Which retirement mistake surprised you most?Want To Learn More About Fortress Financial Group? | CLICK HERE!https://fortressfg.net/Check Out Our Social Media Pageshttps://www.facebook.com/FortressFinancialGrouphttps://www.linkedin.com/company/fortressfinancialgroup/https://www.instagram.com/fortress_financial_group/00:00 – Introduction: The Biggest Retirement Mistakes01:00 – Why Taking Social Security Too Early Costs You02:20 – How Delaying Social Security Boosts Your Income03:35 – The Tax Trap of Early Withdrawals04:45 – Real-Life Example: When Social Security Timing Backfires06:10 – Retirement Tax Planning: What Most People Miss07:45 – Investment Risk: Too Much vs. Too Little10:55 – The Truth About the 4% Rule11:45 – Sequence of Returns: The Silent Retirement Killer14:00 – RMD Mistakes That Trigger Higher Taxes15:30 – Medicare Income Rules Explained (IRMAA Impact)16:35 – Building a Reliable Cash Flow System in Retirement18:00 – Stress-Testing Your Retirement Plan for Real-Life Risks20:40 – Final Takeaways & Subscribe for More#RetirementPlanning#SocialSecurityTips#TaxStrategy#FinancialFreedom#RetireAndThrive