Retire with MONEY

By Money

What's Retire with MONEY about?

Retire with MONEY helps you plan for and live a richer life in retirement, providing practical insight, expert advice, and helpful tips on how to save for the future you hope to achieve.

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Retire with MONEY episodes:

11.30.2020
Nov. 30, 2020 "Credit Repair: Should You Pay to 'Fix' Your Score?"
by Martha C. White When your credit is poor, it can be tempting to look for a quick fix. And if you pop on over to Google, you’ll find no shortage of services promising to goose your credit report, boost...
11.25.2020
Nov. 25, 2020 "Meet the Teens Saving for Retirement"
by Mallika Mitra JaVon Colbert hides his money from himself — in his car, in his room, in all his bags. Storing those dollars helps the 18-year-old feel safe from the financial struggles he experienced earlier in life. When Colbert...
11.20.2020
November 20, 2020 "Finding a Home Is so Hard Right Now That Buyers Are Scouring Obituaries and Divorce Notices"
by Aly J. Yale No homes for sale in your desired area? Then just pick out a property and call up the owner. You could also check obituaries, dive into local property records or head to social media for potential...
11.19.2020
Nov. 19, 2020 "This Is the Fastest Way to Raise Your Credit Score"
by Martha C. White If you’re gearing up to borrow money for a car, home, or another big purchase, you already know how important it is to have a good credit score. What’s less clear, usually, is how to boost...
11.18.2020
Nov. 18, 2020 "Is It Worth Paying for a Password Manager?"
by Julia Glum Amid the explosion of COVID-19 phishing emails, fake coronavirus “treatments” and pandemic unemployment scams, it’s easy to forget about the basic steps you should be taking to protect your identity online. Major data breaches are still happening.
11.16.2020
"7 Types of Missed Bills and What They Do To Your Credit Score"
by Alina Dizik Maintaining a good credit score can feel like a game at times. The algorithms credit reporting agencies like Equifax use for assessing creditworthiness are confidential — making the consequences of missing a bill or taking on more...
11.13.2020
Nov. 13, 2020 "Lockdown Converted Many Americans Into Serious Savers. Now They Have Houses to Show for It"
by Aly J. Yale Saving enough for a down payment has long been a hurdle for hopeful homebuyers. Even at the low end — just 3% of a home’s sale price — buyers are looking at nearly $10,000 on a...
11.12.2020
Nov. 12, 2020 "What Can Student Loan Borrowers Expect Under a Biden Presidency?"
by Kaitlin Mulhere The chances for major student loan relief likely shrank last week, even as the country elected a president who has promised to address the pervasive problem of debt. President-elect Joe Biden ran on a campaign loaded with...
11.11.2020
Nov. 11, 2020 "Joe Biden Is the President-Elect. Here's What It Means for Your Wallet"
Now that the presidential race has been called for Joe Biden, Americans have more certainty about the next occupant of the White House. But what that means for pocketbook issues — like the stock market, health care and taxes —...
11.10.2020
Nov. 10, 2020, "As COVID-19 Vaccine News Boosts the Stock Market, Here Are the Biggest Winners (and Losers)"
by Ian Salisbury The stock market soared Monday after investors learned some good news about a potential COVID-19 vaccine. But some stocks are faring better than others. Traders, still digesting the results of the recent U.S. election, woke up to...
11.09.2020
Nov. 9, 2020 "How to Invest in Index Funds"
by Chris Taylor If you had to name a handful of major events that reshaped the financial world over the past few decades, one of them would have to be the rise of index, or passive, investing. As opposed to...
11.06.2020
Nov. 6, 2020 "How Much Should You Save for Retirement?"
by Mallika Mitra Health care costs continue to rise, people are living longer and corporate pensions are an endangered species. What does this all mean for your money? For one thing, it’s more important than ever to save for retirement....
11.05.2020
Nov. 5, 2020 "V-Shaped, K-Shaped, W-Shaped: These Are the ABCs of Economic Recovery"
by Julia Glum After a rough spring and a touch-and-go summer, the U.S. economy is finally starting to improve. Even though the country is still in a pandemic-induced recession, experts are starting to predict what recovery might look like. They’re...
11.04.2020
Nov. 4, 2020 "Obamacare Open Enrollment Has Begun. Here's What to Know"
by Elizabeth O'Brien Open enrollment began on Sunday for the 11.4 million Americans who have individual health insurance through healthcare.gov or their state marketplace, and for new consumers who want to enroll in Obamacare for the first time. A cloud...
11.03.2020
Nov. 3, 2020 5 "Election Day Scenarios That Could Affect Your Next Stimulus Check"
by Julia Glum Though the 2020 election results will undoubtedly change several aspects of Americans’ lives over the next four years, the pandemic has people asking one urgent money question: Will President Donald Trump or Joe Biden get us closer...
11.02.2020
Nov. 2, 2020, "How Does the Trump Economy Compare to Obama’s? A Look Back at 4 Key Data Points"
by Kenadi Silcox When you ask Americans about the most important issues facing our country during an election cycle, you will almost certainly hear about “the economy.” In fact, a recent report from Pew Research found that about three-quarters of...
10.30.2020
October 30, 2020 'Trump vs. Biden: How the 2020 Election Results Will Affect the Stock Market"
by Mallika Mitra Many things are riding on the outcome of the Nov. 3 election. But your investment portfolio probably isn’t one of them. With issues from health care to tax policy up in the air — and uncertainty around...
10.29.2020
October 29, 2020 "More Buyers Are Skipping Home Inspections. Tales of Bats, Termites and Asbestos Should Make You Think Twice"
by Aly J. Yale Jeff and Jessica Falkowski’s homebuying journey should be a cautionary tale. The couple, along with their one-year-old son Jack, have been shopping for a home in Westchester, N.Y. since February. Though they’ve made offers on four...
10.28.2020
Oct. 28, 2020 "4 Mistakes to Avoid When Applying for Federal Financial Aid"
by Kristen Kuhcar More than $120 billion in federal aid is given out each year to help families pay for college. Your only shot at a piece of that pie is by filling out the FAFSA — the Free Application...
10.27.2020
"How to Apply for Unemployment Benefits — and Get as Much Money as Possible"
by Mallika Mitra Broken as it is, unemployment insurance (UI) remains a vital lifeline for the jobless. But it takes a lot of work, ironically, to navigate the process. That’s especially true these days, when federal emergency benefits are running...
10.26.2020
Oct. 26, 2020 "Coverage for Pre-Existing Conditions Is at Stake Nov. 3. Here's Where Trump and Biden Stand"
by Elizabeth O'Brien Protecting pre-existing conditions has become a popular campaign promise. President Donald Trump and his Democratic challenger, Joe Biden, both say they support that goal, yet there’s a big gap between the two presidential candidates on the issue....
10.22.2020
October 22, 2020 "Check Your Credit Score Right Now — It's Probably Better Than You Think"
by Mallika Mitra Millions of Americans have been laid off. People are struggling to make rent, pay bills and even buy food. But average credit scores are… up? The average FICO credit score hit a record high of 711 in...
10.20.2020
October 20, 2020 "The Top-Performing Stock of the Trump Era Is a Green Energy Company (Yes, Really)"
by Cheryl Winokur Munk President Donald Trump has long promised to boost America’s coal, oil and gas industries. As it happens, the top-performing stock of the Trump era isn’t a fossil fuel producer. It’s just the opposite. Fremont, Calif.-based Enphase...
10.19.2020
October 19, 2020 "Party Like It's 1999: Could These Tech-Heavy Mutual Funds Be Headed for a Crash?"
by Mallika Mitra Tech and communication stocks like Facebook and Apple have had a really good year — and could be taking up way more space in some of your mutual funds than you realize. On average, the tech and...
10.15.2020
October 15, 2020, "In the Competitive Coronavirus Housing Market, This Loophole Is Making It Easier to Buy a House"
by Daniel Bortz The pandemic’s latest effect on the housing market could be a good one for borrowers: Fewer mortgages are requiring a home appraisal, which is making it a whole lot easier for some people to purchase a home...
10.14.2020
October 14, 2020 "New Research Shows How Much We're Benefitting by Not Commuting"
by Mallika Mitra Commuting from your bedroom to your kitchen table may have granted you some creature comforts, like staying in your pajamas until noon or snuggling with your dog instead of fighting for a seat on a packed train....
10.13.2020
October 13, 2020 "Older Adults Projected to Receive a 1.3% Raise Next Year"
by Carla Fried Older adults will get a 1.3% increase in their Social Security benefit in 2021, the Social Security Administration was expected to announce Tuesday morning. That works out to about a $20 monthly bump in the average...
10.12.2020
October 12, 2020 "What Is Money? This Author Dug Into the Fun History of How a Made-Up Thing Came to Rule the World"
by Noel Davila Money is a fiction. That doesn’t mean that the bills in your wallet or the numbers in your bank account aren’t real — it just suggests that the only reason money has value is because we believe...
10.09.2020
Oct. 9, 2020 "Millions of Americans Are Hoping for a Second Stimulus Check. Here Are 3 Ways It Could Still Happen"
by Julia Glum Many Americans desperately need a second stimulus check in order to financially survive the rest of 2020. But as Election Day draws nearer, the chances of those payments going out anytime soon seem to get lower and...
10.08.2020
October 8, 2020 "The Problem With Buying Bundled Life and Long-Term Care Insurance"
by Ingrid Case If insurance that covers one peril is good, a policy that covers two is even better — or so the growing number of people who are buying hybrids of life insurance and long-term care insurance seem to...
10.07.2020
October 7, 2020 "Debts as Low as $25 Could Stop Millions of Students From Returning to College"
by Charlotte West Derek Sykes should be finishing his last year at the University of Minnesota-Twin Cities (UMN). Instead, he is starting his third year of college after having to take last year off to work to pay off thousands...
10.06.2020
October 6, 2020 "How the Internet's Favorite Place to Buy Throw Pillows and Vintage Purses Became the S&P 500's Hottest Stock"
by Kenadi Silcox While there are plenty of high-flying stocks in 2020, so far the S&P 500’s top-performer isn’t some gadget maker or drug company rushing to save the world. It’s a marketplace for dainty crafts and elegant artwork. Etsy,...
10.05.2020
Oct. 5, 2020 Bank Stocks Are Offering Yields of Nearly 4%. But Are They Safe?"
by Chris Taylor The stock market seems to be shrugging off COVID-related economic pain. Well, some parts of the stock market. And it’s not just industries like airlines and hotels that are struggling, banks are also having one their worst...
10.02.2020
October 2, 2020 "The Pandemic Ruined Travel in 2020. Now Retirees Are Planning Epic Vacations to Make up for Lost Time"
by Chris Taylor Mark Mandel may live in Green Valley, Arizona, about halfway between Tucson and the Mexican border. But in his mind, he’s already strolling the streets of Paris. Like many of us, the semi-retired software engineer has been...
10.01.2020
Oct. 1, 2020 "What Pet Insurance Can Cover, From Aggression Therapy to Arthritis"
by Ingrid Case No cat or dog is quite like the one we own and love, and the policies to protect their health are almost as varied. Pet-insurance coverage ranges widely, and understanding those differences will help you make...
09.30.2020
September 30, 2020 "Fractional Shares Are the Latest Craze for Small Investors. Here's How They Work"
by Cheryl Winokur Munk For small investors, a slice of a stock might be better than none at all. That, at least, is the theory behind the purchase of fractional shares, investments that represent less than a full share in...
09.29.2020
September 29, 2020 "Why Do Some Rich People Pay No Income Taxes? And How Much Does the Average American Actually Pay?"
by Julia Glum The explosive New York Times report that President Donald Trump didn’t pay income taxes in 10 of the 15 years before winning the election has left Americans scratching their heads. How could a self-proclaimed billionaire with such...
09.28.2020
September 28, 2020 "Procrastinators, It's Not Too Late to Refinance Your Mortgage and Save Thousands"
by Daniel Bortz Mortgage rates keep falling, yet many homeowners are still sitting on the sidelines waiting to refinance. Rates have been dropping steadily since the coronavirus crisis began, spurring a refinancing boom. According to mortgage data firm Black Knight,...
09.25.2020
Sept 25, 2020 "If You’re Unemployed, Working From a New State or Freelancing Due to the Pandemic, Start Preparing Your Taxes Now"
by Martha C. White You’re probably eager to put 2020 behind you, but unfortunately, at least one aspect of this tumultuous year is going to linger into the next one. Tax season 2021 is primed to be a confusing one,...
09.24.2020
September 24, 2020 "This Market Indicator Suggests CEOs May Be More Cautious About Stocks Than Investors"
by Mallika Mitra Stock market investors may be shrugging off the Coronavirus, happy to buy shares at prices well-above recent March lows. But data suggest executives who lead the companies that make up the S&P 500 are a lot more...
09.23.2020
September 23, 2020 "Lessons From the Last Recession: How I Saved My Home from Foreclosure"
by Kristen Bahler Thirteen years ago, Thomas Nitzsche was working night shifts in the customer service department of a global financial services company — tasked, mainly, with helping clients wire cash from credit cards to casino ATMs in the wee...
09.22.2020
September 22, 2020 "Scientists Have Pinpointed the Most Productive Time of the Day, and it’s Not the Crack of Dawn"
by Mallika Mitra You’ve probably come across all sorts of tips for “maximizing productivity” while working from home. From going on midday walks to actually eating breakfast for a change, there’s no shortage of advice for how to make the...
09.21.2020
September 21, 2020, " Tech Stocks Are Soaring One Day, Plummeting the Next. Here's How Investors Can Cope"
By Chris Taylor For tech investors this month, the smartest buy of all might have been some Dramamine. That’s because the technology sector, which has seemed so bulletproof for most of 2020, has been whipsawing around pretty violently. The tech-heavy...
09.17.2020
September 17, 2020 "Are Student Loans Still Paused? Here's What Borrowers Should Know for the Rest of 2020"
by Kenadi Silcox Back in mid-March, the Sept. 30 deadline for student debt relief outlined in the CARES Act may have seemed a long way away. Now that the date is fast approaching, what’s going to happen with your student...
09.16.2020
September 16, 2020 "Seasonal Jobs Will Be a Lifeline to Unemployed Americans This Year — But Getting Hired Won't Be Easy"
by Mallika Mitra The tell-tale signs of fall are already knocking at our door. Temperatures are dropping, school is starting, and seasonal jobs are popping up ahead of the holidays. But those temporary employment opportunities are going to look pretty...
09.15.2020
September 15, 2020 "Is Now a Good Time for Amateur Investors to Buy Stocks?"
by Julia Glum The stock market has been all over the news lately, thanks to the Apple and Tesla stock splits, the race for a coronavirus vaccine and the fluctuations in the Dow. Even amateur investors are paying attention —...
09.14.2020
September 14, 2020 "The Pandemic Is Sending 20-Somethings Home Indefinitely, and Their Parents Are Paying the Price"
by Martha White Whoever coined the phrase “you can’t go home again” clearly never lived through a 21st-century pandemic. As unemployment ranks grow and colleges continue to push distance learning, young adults are squeezing back into their childhood bedrooms in...
09.11.2020
September 11, 2020 "Online Certification Programs Are Surging in Enrollment — and There Are Lots of Ways to Get Help Paying Tuition"
by Heidi Rivera Stuck at home after being furloughed in April, Norman Laborde had a lot of time on his hands. His position at a Silicon Valley tech company was deemed redundant when the company tightened spending in response to...
09.10.2020
September 10, 2020 "How to Tell if a Credit Card's Annual Fee Is Worth It"
The annual fee: It might not be the most controversial subject you can think of, but you’re sure to start a spirited debate when you ask credit card users about whether it’s ever worthwhile to pay a fee just to...
09.09.2020
September 9, 2020 "Pet Insurance Covered $25,000 of My Vet Bills — Here's My Takeaway for Beginners"
by Ingrid Case Sales are surging for pet insurance, especially among younger dog and cat owners. But whether it makes sense for you to insure your dog or cat depends a lot on your approach to pet ownership, as I...

What's Retire with MONEY about?

Download our free app to listen on your phone

Retire with MONEY episodes:

Nov. 30, 2020 "Credit Repair: Should You Pay to 'Fix' Your Score?"

Nov. 25, 2020 "Meet the Teens Saving for Retirement"

November 20, 2020 "Finding a Home Is so Hard Right Now That Buyers Are Scouring Obituaries and Divorce Notices"

Nov. 19, 2020 "This Is the Fastest Way to Raise Your Credit Score"

Nov. 18, 2020 "Is It Worth Paying for a Password Manager?"

"7 Types of Missed Bills and What They Do To Your Credit Score"

Nov. 13, 2020 "Lockdown Converted Many Americans Into Serious Savers. Now They Have Houses to Show for It"

Nov. 12, 2020 "What Can Student Loan Borrowers Expect Under a Biden Presidency?"

Nov. 11, 2020 "Joe Biden Is the President-Elect. Here's What It Means for Your Wallet"

Nov. 10, 2020, "As COVID-19 Vaccine News Boosts the Stock Market, Here Are the Biggest Winners (and Losers)"

Nov. 9, 2020 "How to Invest in Index Funds"

Nov. 6, 2020 "How Much Should You Save for Retirement?"

Nov. 5, 2020 "V-Shaped, K-Shaped, W-Shaped: These Are the ABCs of Economic Recovery"

Nov. 4, 2020 "Obamacare Open Enrollment Has Begun. Here's What to Know"

Nov. 3, 2020 5 "Election Day Scenarios That Could Affect Your Next Stimulus Check"

Nov. 2, 2020, "How Does the Trump Economy Compare to Obama’s? A Look Back at 4 Key Data Points"

October 30, 2020 'Trump vs. Biden: How the 2020 Election Results Will Affect the Stock Market"

October 29, 2020 "More Buyers Are Skipping Home Inspections. Tales of Bats, Termites and Asbestos Should Make You Think Twice"

Oct. 28, 2020 "4 Mistakes to Avoid When Applying for Federal Financial Aid"

"How to Apply for Unemployment Benefits — and Get as Much Money as Possible"

Oct. 26, 2020 "Coverage for Pre-Existing Conditions Is at Stake Nov. 3. Here's Where Trump and Biden Stand"

October 22, 2020 "Check Your Credit Score Right Now — It's Probably Better Than You Think"

October 20, 2020 "The Top-Performing Stock of the Trump Era Is a Green Energy Company (Yes, Really)"

October 19, 2020 "Party Like It's 1999: Could These Tech-Heavy Mutual Funds Be Headed for a Crash?"

October 15, 2020, "In the Competitive Coronavirus Housing Market, This Loophole Is Making It Easier to Buy a House"

October 14, 2020 "New Research Shows How Much We're Benefitting by Not Commuting"

October 13, 2020 "Older Adults Projected to Receive a 1.3% Raise Next Year"

October 12, 2020 "What Is Money? This Author Dug Into the Fun History of How a Made-Up Thing Came to Rule the World"

Oct. 9, 2020 "Millions of Americans Are Hoping for a Second Stimulus Check. Here Are 3 Ways It Could Still Happen"

October 8, 2020 "The Problem With Buying Bundled Life and Long-Term Care Insurance"

October 7, 2020 "Debts as Low as $25 Could Stop Millions of Students From Returning to College"

October 6, 2020 "How the Internet's Favorite Place to Buy Throw Pillows and Vintage Purses Became the S&P 500's Hottest Stock"

Oct. 5, 2020 Bank Stocks Are Offering Yields of Nearly 4%. But Are They Safe?"

October 2, 2020 "The Pandemic Ruined Travel in 2020. Now Retirees Are Planning Epic Vacations to Make up for Lost Time"

Oct. 1, 2020 "What Pet Insurance Can Cover, From Aggression Therapy to Arthritis"

September 30, 2020 "Fractional Shares Are the Latest Craze for Small Investors. Here's How They Work"

September 29, 2020 "Why Do Some Rich People Pay No Income Taxes? And How Much Does the Average American Actually Pay?"

September 28, 2020 "Procrastinators, It's Not Too Late to Refinance Your Mortgage and Save Thousands"

Sept 25, 2020 "If You’re Unemployed, Working From a New State or Freelancing Due to the Pandemic, Start Preparing Your Taxes Now"

September 24, 2020 "This Market Indicator Suggests CEOs May Be More Cautious About Stocks Than Investors"

September 23, 2020 "Lessons From the Last Recession: How I Saved My Home from Foreclosure"

September 22, 2020 "Scientists Have Pinpointed the Most Productive Time of the Day, and it’s Not the Crack of Dawn"

September 21, 2020, " Tech Stocks Are Soaring One Day, Plummeting the Next. Here's How Investors Can Cope"

September 17, 2020 "Are Student Loans Still Paused? Here's What Borrowers Should Know for the Rest of 2020"

September 16, 2020 "Seasonal Jobs Will Be a Lifeline to Unemployed Americans This Year — But Getting Hired Won't Be Easy"

September 15, 2020 "Is Now a Good Time for Amateur Investors to Buy Stocks?"

September 14, 2020 "The Pandemic Is Sending 20-Somethings Home Indefinitely, and Their Parents Are Paying the Price"

September 11, 2020 "Online Certification Programs Are Surging in Enrollment — and There Are Lots of Ways to Get Help Paying Tuition"

September 10, 2020 "How to Tell if a Credit Card's Annual Fee Is Worth It"

September 9, 2020 "Pet Insurance Covered $25,000 of My Vet Bills — Here's My Takeaway for Beginners"