In this milestone episode, host Mike Baltazar, Reverse Mortgage Specialist and Manager for MBX Advisors Network, kicks off the next chapter of the podcast with a powerful message: retirement success doesn’t come from siloed advice—it comes from coordinated strategy.

Discover why reverse mortgages are too often left out of the retirement conversation, and how the MBX Advisors Network is bridging the gap between real estate agents, financial advisors, attorneys, and mortgage professionals to better serve clients.

Whether you're a homeowner planning for retirement or a trusted advisor helping others do the same, this episode will open your eyes to how home equity can play a smarter, more strategic role in preserving wealth, eliminating mortgage payments, and providing long-term financial security.

You’ll learn:

• Why ignoring home equity could be sabotaging your retirement plan

• How coordination between professionals leads to better client outcomes

• What financial advisors and agents need to know about reverse mortgage strategy

• How MBX’s network is reshaping retirement solutions nationwide

Subscribe now and join us as we help more Americans retire with clarity, dignity, and confidence.

📩 Questions or collaboration inquiries? Email [email protected].

Welcome to the Reverse With Mike Podcast, the podcast where home equity meets retirement strategy. Hosted by Mike Baltazar, Reverse Mortgage Specialist and Manager for MBX Mortgage, this show is your go-to resource for unlocking the power of reverse mortgages as part of a complete financial plan.

Whether you're a homeowner exploring ways to retire without a monthly mortgage payment, a real estate agent helping clients transition into retirement with better options, a financial advisor seeking new tools to protect client portfolios, or a professional advisor supporting aging clients—this podcast is for you.

Each episode breaks down reverse mortgage strategies, real-life success stories, and expert insights from the nationwide MBX Advisors Network—a collaborative group of trusted realtors, financial planners, and legal professionals working together to help clients make informed, confident decisions.

You’ll learn:

• How reverse mortgages can create cash flow without selling the home

• What advisors need to know to better serve clients nearing or in retirement

• How home equity fits into broader wealth planning and asset protection

• The truth behind common myths and misconceptions

• And how to build legacy without sacrificing lifestyle

The Reverse With Mike Podcast brings education, clarity, and connection to anyone serving—or navigating—retirement in today’s economy.

Subscribe now and start discovering smarter ways to put all your assets to work. And please share with others. Together we can help our communities accomplish more.

Today, I want to share a real-world story—one that highlights how reverse mortgages can be used strategically, not just as a last resort, but as a powerful tool for financial planning.

Are your 62+ homebuyers walking away from the perfect property because they don’t want a mortgage payment? In this episode, reverse mortgage specialist Mike Baltazar explains how real estate agents can leverage the HECM for Purchase (H4P) program to help senior clients buy a new home without monthly mortgage payments.

Learn how reverse mortgages for purchase work, how they preserve liquidity, and why more agents should be using this strategy to unlock listings, boost closings, and better serve older buyers.

📩 Questions? Email [email protected] or connect with Mike to explore partnership opportunities.

Divorce after 60—often called gray divorce—can create complex financial challenges, especially when it comes to the marital home. In this episode, reverse mortgage specialist Mike Baltazar explains how a reverse mortgage can be used during or after divorce to create equitable outcomes, protect retirement income, and help one spouse keep the home—without taking on a new monthly mortgage payment.

This episode is a must-listen for divorce attorneys, financial planners, and anyone navigating a later-in-life divorce who wants to preserve housing stability and long-term financial health.

📩 Questions? Email [email protected] or connect with Mike to explore customized solutions.

Bankruptcy can feel like the end of the road—but for homeowners 62 and older, it may be the start of a new financial chapter.

In this episode of Retire Without Mortgage, Mike Baltazar speaks directly to bankruptcy attorneys, sharing how a reverse mortgage can be used to prevent foreclosure, pay off debt, and create post-bankruptcy stability. Learn how home equity can serve as a lifeline for clients in distress and why working with a reverse mortgage specialist can open up options many attorneys and clients never knew existed.

📩 Questions or referrals? Email [email protected]

In this special episode of Retire Without Mortgage, Mike Baltazar kicks off a new series created specifically for financial professionals—starting with financial advisors.

Discover how reverse mortgages can serve as a powerful tool to reduce sequence-of-returns risk, preserve investment portfolios, and enhance retirement income strategies.

Learn why home equity should be part of every retirement plan and how partnering with an independent broker (with access to nine lenders) offers more flexibility for your clients.

📩 Questions or referrals? Email [email protected]

Worried about what happens to your home—or your heirs—after taking a reverse mortgage?

In this episode of Retire Without Mortgage, Mike Baltazar explains exactly how reverse mortgages work when it comes to inheritance, estate planning, and protecting your family.

Discover the flexible options your heirs have, how FHA safeguards prevent debt burdens, and why a reverse mortgage can be a smart legacy tool—not a financial trap.

📩 Questions? Email us at [email protected]

How you receive your reverse mortgage funds matters just as much as deciding to get one.

In this episode of Retire Without Mortgage, Mike Baltazar breaks down the four main payout options—lump sum, line of credit, monthly payments, or a combination—and helps you determine which structure best fits your retirement goals.

Whether you're looking for immediate relief, long-term flexibility, or reliable income, this episode will guide you to make the most of your home equity.

📩 Questions? Email us at [email protected]

You’ve unlocked your home equity—now what?

In this episode of Retire Without Mortgage, Mike Baltazar shares smart, strategic ways retirees are using reverse mortgage funds to strengthen their financial future. From creating a market buffer and paying off debt, to extending retirement savings and enhancing lifestyle goals, learn how to make your equity work for you.

This is about more than cash—it’s about peace of mind and long-term security.

📩 Questions? Email us at [email protected]