Mike Drak worked as a banker in Toronto for his entire professional career. When he was laid off at the age of 59, he received a sizeable severance from his employer. Telling his spouse "Contessa, we hit the lottery," he was initially ecstatic to be retired.

But he quickly faced "Retirement Shock," a term that he coined to describe how tremendously unhappy he was in the year that followed. He missed helping people and the structure/routine of working at the bank. And he felt a loss of purpose. "Before my purpose was to go to work, get paid and then use the money to support my family. And that was taken away from me."

Mike's research suggests up to one-third of all retirees suffer from "retirement shock." He decided to educate others on the non-financial challenges of retirement by writing three books: Victory Lap Retirement, Retirement Heaven or Hell and Longevity Lifestyle by Design. The final book can also be downloaded for free from Mike's website at www.longevitylifestylebydesign.com.

Two years ago, Mike took the unusual step of entering his first Ironman Triathlon (2.4 mile swim, 112 mile bike ride and 26.2 mile run) at the age of 68. He plans on returning to Cozumel, Mexico for his 2nd Ironman in the year ahead.