Is there such a thing as an average retirement? Surveys show that most folks will retire around 61 years old, and then experience 20+ of retirement! If we could know exactly how long our retirement would last - it would make for much easier planning. The average spend is $46,000 per household and that is mainly divided between monthly expenses of housing ($1,322), health care ($500) and food ($484.)

But since one cannot predict the future - how do you plan? How do you take your savings and assets to get the most of your hard-earned work?