On this episode we cover:

- How does one balance the pressure to invest for tomorrow and the desire to enjoy today?

- Delayed gratification

- Once priorities are in place, balance falls into place

- What do you really want to do when you are retired? No vague answers please!

- The elderly who are active are much healthier than those that aren't!

- Sid asks Pattu what he imagines his retirement will be like

- Pension plans that you can buy as soon as you retire

- RBI bonds and why they work well

- The Debt - Equity split for a 25 year old today

- Emotional logic ! And how it helps you to look at Equity

- What should the Debt - Equity split become at the age of retirement?

- Risky investors : ask yourself WHEN you are going to De-Risk ?!

- We take a listener's question about investing for their kid's education

- To-be parents: Before having a child you should be able to ______ !