Learn more about the Fundamental Retirement Plan: https://www.fundamentalwealth.ca/get-started

One of the biggest risks in retirement is running out of money, but being too conservative can also mean missing out on the life you’ve worked for.

In this episode of Retiring Canada, we introduce a retirement income strategy called “guardrails” designed to help you balance spending, market uncertainty, and long-term sustainability.

You’ll learn how this approach adjusts your income over time, when it may make sense to increase or reduce withdrawals, and how to structure your portfolio to support a more flexible retirement income plan.

We also walk through a simple example of how guardrails work in practice, and why consistency and discipline are key to making this strategy successful.

This episode is for Canadian retirees and pre-retirees who want a more adaptive approach to managing their retirement income.

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EPISODE RESOURCES:
📊 Work with Michael: https://fundamentalwealth.ca/get-started

💻 Subscribe to the Newsletter: https://www.retiringcanada.ca/retirement-newsletter

👉 Download Our Latest Retirement Guide: https://www.retiringcanada.ca/retirement-guide

✏️ Submit Your Question: https://www.retiringcanada.ca/submit-your-question

🌐 Retiring Canada Website: https://www.retiringcanada.ca

📄 Guardrails Example: https://c0acd580-0282-44f8-ad7d-f9eb38084e73.filesusr.com/ugd/238e73_d9950a1e409b434ea9609f80197d280b.pdf

📘 CFP Code of Ethics: https://www.fpcanada.ca/docs/default-source/standards/standards-of-professional-responsibility.pdf