There is a new trend where some 401K plans offer employees a chance to convert some of their savings into a product which can turn them into a retirement income stream, much like a pension. But this may not come soon enough for many soon-to-be-retirees. Danny and Chris take a look at some strategies folks can use in the meantime to provide lifetime income for themselves, including optimizing Social Security benefits, matching what employers may provide into 401K accounts and several others.