Bill Moody, Financial Advisor with Commonwealth Financial, shares insights on preparing for retirement. We discuss it as a metaphor of skiing down a mountain. He explains how he helps clients during their "wealth accumulation phase" (while still on the chairlift) and emphasizes the importance of strategic planning to navigate the twists, turns, and unexpected conditions on your way down the mountain of retirement. Bill offers practical advice on ensuring a smooth transition into retirement, whether you're just starting your way up the hill or you already have the loge's fireplace in sight.