Retire For Less With The Annuity Expert

Retirement Planning with the 4% Rule—Does It Still Work?


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The 4% Rule has long been a popular strategy for retirement withdrawals—but does it still hold up today? In this episode, we break down how the rule works, its assumptions, and why it may not always guarantee financial security. Learn the pros and cons, the risks of inflation and market downturns, and smarter ways to plan your withdrawals for long-term success.

🔑 Episode Highlights:

  • 📊 What the 4% Rule is and how it started
  • 💰 How much you can safely withdraw each year
  • ⚠️ The risks of inflation and market downturns
  • 🔄 Alternatives to the 4% Rule for modern retirees
  • 🛡 How to protect your income and avoid running out of money

👉 Get free help at The Annuity Expert

👉 Read Full Article: 4 Percent Rule

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Retire For Less With The Annuity ExpertBy Shawn Plummer