Effective retirement planning requires a disciplined approach to ensure your money is grown, spent, and saved in accordance with your goals. But disciplined doesn’t mean rigid. In uncertain times smart retirees need to modify their spending behavior to ensure their financial situation stays stable.

In this episode of Capital Conversations, hosts John Biedenstein and Steve Paulus share some new research and explore how retirees should approach the classic 4% withdrawal rule and their income planning given the current market declines.

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