What happens to your retirement plan when you’re the only one making every decision? In this episode of The Retirement Journey Podcast, Edgar Torres explores the growing reality of solo aging and what it takes to plan with confidence when you don’t have a partner to share the responsibility. He discusses how independent retirees must balance spending, risk, and long-term care planning on their own, while avoiding common blind spots. The conversation also highlights the importance of income strategy, legal planning, and building a trusted support system. It’s a thoughtful look at maintaining control while preparing for life’s uncertainties.

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