Many people approach retirement without a structured financial plan, which can create uncertainty about the future. In this episode of Refined and Unfiltered, we discusses the value of organizing your finances and understanding your long-term goals before stepping into retirement.

I'll explains what typically happens during a financial planning discovery meeting, why money conversations can feel challenging, and how identifying personal goals; such as travel, relocation, or lifestyle preferences, can help guide planning conversations. I also touch on topics like Social Security considerations, healthcare costs, and running different retirement scenarios to help individuals better understand their options.

This episode offers an overview of what a goal-based financial planning process may look like and provides a helpful starting point for anyone wanting to feel more informed and prepared as they think about their financial future.