Let's face it - retiring today is a lot different than it was a generation or two ago. Pensions and Social Security used to take care of just about everyone's financial needs in retirement, but with pensions nearly gone and Social Security having longer term funding issues, you need to account for much more of your retirement income needs. Today Jeff and Camille look at ways for you to be more efficient with your retirement nest egg and proper withdrawal strategies to help you keep more of what you've saved.