𝐌𝐚𝐧𝐲 𝐫𝐞𝐭𝐢𝐫𝐞𝐞𝐬 𝐰𝐨𝐫𝐫𝐲 𝐚𝐛𝐨𝐮𝐭 𝐫𝐮𝐧𝐧𝐢𝐧𝐠 𝐨𝐮𝐭 𝐨𝐟 𝐦𝐨𝐧𝐞𝐲, 𝐛𝐮𝐭 𝐬𝐦𝐚𝐫𝐭 𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐦𝐚𝐲 𝐞𝐚𝐬𝐞 𝐭𝐡𝐨𝐬𝐞 𝐟𝐞𝐚𝐫𝐬 𝐚𝐧𝐝 𝐥𝐞𝐚𝐝 𝐭𝐨 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐭 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧𝐬 𝐚𝐧𝐝 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐦𝐨𝐫𝐞 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐲𝐞𝐚𝐫𝐬!

In this video, we discuss the emotional and strategic side of retirement spending. From understanding how much we can spend with $2.5 million to evaluating large purchases.

📌 𝐖𝐡𝐚𝐭 𝐰𝐞 𝐜𝐨𝐯𝐞𝐫:

• Why a 100% simulation of success in retirement spending isn't typically needed and could lead to not spending enough!

• Tax implications that often quietly erode retirees income

• How to plan for both expected and surprise expenses

• The role of travel, leisure, and lifestyle in your retirement budget

• Why adjusting your spending strategy can lead to better outcomes

• How income flows from different sources affect your plan

• When prepaying taxes might make sense for you

• Evaluating big-ticket items with clarity and purpose

Retirement isn’t just about saving—it’s about spending wisely, with intention and flexibility.

𝐰𝐰𝐰.𝐜𝐮𝐬𝐭𝐞𝐫𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐚𝐝𝐯𝐢𝐬𝐨𝐫𝐬.𝐜𝐨𝐦

𝐞𝐦𝐚𝐢𝐥: 𝐜𝐮𝐬𝐭𝐞𝐫𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐚𝐝𝐯𝐢𝐬𝐨𝐫𝐬@𝐥𝐩𝐥.𝐜𝐨𝐦

𝐏𝐡𝐨𝐧𝐞 𝐍𝐮𝐦𝐛𝐞𝐫: 𝟔𝟏𝟔-𝟕𝟒𝟖-𝟒𝟗𝟏𝟗

Disclosures:

Harborfront Financial Group is a Registered Investment Advisor registered with the Securities and Exchange Commission (SEC). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.

The information contained in this material is intended to provide general information about Harborfront Financial Group and its services. It is not intended to offer investment advice. Investment advice will only be given after a client engages our services by executing the appropriate investment services agreement. Information regarding investment products and services are provided solely to read about our investment philosophy and our strategies. You should not rely on any information provided on our web site in making investment decisions.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Harborfront Financial Group, a Registered Investment Advisor. Harborfront Financial Group and Custer Financial Advisors are separate entities from LPL Financial.

This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk including loss of principal. No strategy assures success or protects against loss.

Harborfront Financial Group will provide all prospective clients with a copy of our current Form ADV, Part 2A (Disclosure Brochure) prior to commencing an advisory relationship. However, at any time, you can view our current Form ADV, Part 2A at adviserinfo.sec.gov. In addition, you can contact us to request a hardcopy.