The government-backed response of traditional lenders to support firms during the pandemic has been unprecedented, while the alternative segment of the market has been put on alert to provide quick funding for cash-strapped businesses. With banks regrouping after being tasked with temporarily holding up the economy, we review the landscape for those businesses who still have growth ambitions in the next 12 months. How will their relationships with lenders change and how can they adapt to ensure they access and make the most of the funding available?