Your host, Carrie Forbes brings on Ellie Duncan, a financial journalist and Head of Content at Open Banking Expo. They discuss Ellie's book "Open Banking and Financial Inclusion," which explores how open banking can drive financial inclusion. They highlight various case studies, including Kenya's M-PESA, Brazil's open banking regulations, India's UPI system, and the UK's community-owned FinTech. Ellie emphasizes the importance of community and trust in financial innovation. They also discuss the regulatory approach in Singapore and personal stories of financial exclusion and innovation, such as Vrinda Gupta's Sequin Card and Rob Pasco's Plend.