Open Banking Expo caught up with CEO & Founder of Open Banking Expo’s inaugural ‘Life’s a Pitch’ winner, Harjit Moore of Freeze Debt. Harjit and the team are ripping up the rule book when it comes to debt advice here in the UK and on this episode we discuss their recent campaign; ‘Debt Isn’t a Dirty Word’ and the implications this narrative has on society, moving towards a cashless society, Harjit’s continual lobbying to government for regulation of IVA’s (Individual Voluntary Arrangements) and the continual surge in BNPL (Buy Now, Pay Later) activity.