Understanding Liability in Rideshare Accidents

Liability in a rideshare accident is not always straightforward. Unlike standard car crashes, these incidents often involve multiple parties, including rideshare drivers, the rideshare companies, and sometimes even third-party drivers. Determining fault is the first critical step. Whether the rideshare driver was on the way to pick up a passenger, was actively transporting someone, or was offline at the time, each scenario affects the type and extent of insurance coverage available.

Insurance companies are often quick to deflect liability and may attempt to shift the blame to other drivers or even the accident victims themselves. O’Reilly Law Group has the legal expertise to counter these tactics. Their lawyers analyze the rideshare driver’s status on the app, review the trip records, examine police reports, and gather evidence from the crash scene to build a solid claim.

Navigating Insurance Challenges and Coverage Gaps

Rideshare companies like Uber and Lyft classify their drivers as independent contractors, not employees. This legal distinction impacts liability and insurance obligations. Nevada law requires rideshare companies to provide insurance coverage, but the amount varies depending on the driver's activity at the time of the accident. For example, if the driver was not logged into the app, only their personal insurance applies. If they were en route to a passenger or completing a ride, the rideshare company’s higher-tier insurance coverage may take effect.

O’Reilly Law Group helps clients understand the complex web of insurance policies and identifies every available avenue for compensation. The firm works directly with insurance companies, whether it’s the rideshare company’s insurer, the driver’s insurer, or the insurer for another involved party. This detailed approach ensures that clients receive the maximum compensation possible for medical expenses, property damage, lost wages, and pain and suffering.

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